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Find your Muslim match

2018.03.01 15:33 acceler8td Find your Muslim match

Find your match in a safe, halal environment
[link]


2020.09.26 03:05 portlane Josephine Guild (March 19, 1933 - Sept. 21, 2020)

Josephine Jane Guild
March 19, 1933 - Sept. 21, 2020
'Jo' Guild passed away Monday, Sept. 21, 2020 from natural causes after living a long and full life.
She was an Oregon native and modeled for Meier & Frank in the 1950's and later managed models. Jo volunteered with the Rose Festival Assn., to help build floats for the Starlight Parade and was involved with the Civic Theater for a number of years. Later, she began a career as a travel agent which gave her the opportunity to fly around the world from Australia to London to Hong Kong and more.
She was preceded in death by Gordon Guild. She is survived by sons, Peter, Fred and Terry; as well as seven grandchildren; and 10 great-grandchildren.
Services are pending COVID Phase 2 reopening date.
Please sign the online guest book at www.oregonlive.com/obits
source: http://obits.oregonlive.com/obituaries/oregon/obituary.aspx?n=josephine-jane-guild&pid=196854549
submitted by portlane to deadpeoplepdx [link] [comments]


2020.09.25 19:00 Princeblip [PSA] V London

[PSA] V London
London Stats
London is one of the relatively few heavy cruisers built for the Royal Navy. As one of the County-class cruisers built under the Washington Naval Treaty limits, London was armed with eight 8-inch (203mm) guns in twin turrets, ample torpedoes, and a reasonable speed of around 32 knots. It was a conservative design but had room for later upgrades.
London was commissioned in January 1929 and served in the Mediterranean for most of the interwar years. From early 1939 to early 1941, London received the largest rebuild of the County-class, drastically changing her superstructure, funnel layout, systems, and more—including additional belt armor.
  • London rejoined service in early 1941, right in time to aid in the pursuit of Bismarck.
  • She undertook several North Atlantic convoy missions, including a diplomatic trip to Archangelsk.
  • Due to additional weight from the rebuild and the harsh North Atlantic conditions, London began to literally crack at the seams. This forced her into another refit for stiffening.
  • She served after the war and took part in the Amethyst incident, which put her out of service in 1950 due to the repair costs.
September 28th till October 5th Tier V Premium RN Cruiser London is available in two different bundles for 19,900 and 16,350 Doubloons. The first bundle includes a Memorable flag, 2x UK Commander Crate, 20x Type 4 Camouflage, 10x Promotional orders, 3,000,000 Credits, and a set of rare Boosters. The second bundle contains 1x UK Commander Crate, 20x Type 4 Camouflage, 3,000,000 Credits, and a set of common Boosters.
London will also be sold by herself for 10,000 Doubloons with no end date for the sales yet.
submitted by Princeblip to WoWs_Legends [link] [comments]


2020.09.25 17:36 JamesFXF Finxflo, a global cryptocurrency brokerage platform, is set to commence its first ICO for its native token FXF.

Fearless Legends Pte Ltd are pleased to announce their new venture, Finxflo, a company registered in Singapore. Finxflo Pte Ltd is now set to commence its first Initial Coin Offering of its native token, FXF tokens. The company seeks to raise capital for the development of its global crypto brokerage platform that retrieves the best price to buy or sell a cryptocurrency. Finxflo also plans to use this opportunity of ICO to build a user-centric community.
The Finxflo platform will allow clients to trade cryptocurrencies at its optimum buy or sell price. By partnering with more than 25+ crypto pools including exchange and non-exchange liquidity, Finxflo facilitates a seamless experience of cryptocurrency trading with minimal hassles. The crypto platform allows users to trade and store prominent digital currencies under its singular infrastructure. Finxflo further enables a user-friendly experience of trading by providing advanced features using its proprietary algorithms.
Through Finxflo, the company intends to provide a leading solution to cryptocurrency trading by offering advanced tools that help eliminate the inefficiencies of cryptocurrency markets. Finxflo further ensures complete security to a client’s cryptocurrency funds by partnering with leading custodian service provider, Fireblocks. Additionally, the platform leverages advanced security protocols along with building a legally compliant process structure. All funds are segregated, with integration of MPC fragmented private key distribution technology. All monies are fully insured against providing maximum protection to its clients.
Finxflo also offers the most competitive trading fees to its users by aggregating multiple pools of liquidity. To optimize an end-user experience and create a fair trading environment, it also offers features of no withdrawal fees. Moreover, it aims at simplifying a trader’s experience by enabling one wallet, one registration to access the best prices from cryptocurrency markets.
FXF is the native token that will further be used to access all the services provided by Finxflo. The FXF token will be used to pay trading fees on the platform. While in the early stages, traditional coins can be used to pay trading fees, by the end of 2021 the token will be the only mechanism to pay on the Finxflo platform. In order to encourage brand loyalty, Finxflo has incentivized the use of FXF tokens. The more FXF tokens held in a user’s wallet, trading fees will subsequently be reduced.
The token allocation distribution is as follows: 50% of tokens available through public ICO, 2% distributed in competitions, 5% allocated in a private sale, 5% in partnerships, while 38% allocated to business operations and founders team. The total supply of saleable tokens is 600,000,000.
The Finxflo crypto platform is accessible through a web browser and mobile application on the Apple app store (iOS) and on the Android play store as well. The product launch for applications is on 8th July 2020.
The private sale is set to commence on 1st July and will last till 15th July, where the platform is looking to raise US $3 million.
Further, the public ICO commencing on 15th July has a hard cap target of US $36,000,000 and will run till 31st December 2020.
Finxflo platform will accept payments in BTC/ ETH for the sale of FXF token during its public ICO. All participants willing to take part need to register and complete the KYC process on the Finxflo website. Finxflo is looking to develop a strong and loyal community base through its ICO.
Mr. James Gillingham, the Co-founder and MD of Finxflo, is engaged in developing and implementing strategic plans and company policies, maintaining an open dialogue with stakeholders, and driving organizational success. He is an expert in managing and executing high-level strategic objectives with more than 13 years’ experience in building, developing, and expanding multinational organizations. His deep knowledge of financial markets, digital currencies, and fintech has played a pivotal role in his success to date.
Mr. Thomas Plaskocinski, the Co-founder and CTO of Finxflo, is responsible for the technology strategy and plays a central role in the development of the trading platform. He has more than 15 years’ experience in solving complex technical and technological challenges. His intellectual curiosity, attention to detail, and perseverance are vital to the evolution of the ever-changing fintech landscape.
Mr. Liam Jones, the Chief Executive Officer at Finxflo, has more than 32 years’ experience in the financial sector through which he has developed a deep understanding of the currency and trading markets. Liam has been involved in spot currency trading and as a market maker with large international banks such as UBS, Daiwa Europe and Société Générale in London; USCB in Riyadh; and Royal Bank of Scotland in Singapore.
The ICO will assist in building a global community of traders for the Finxflo platform. This further enables Finxflo to develop a user-centric product based on community feedback from clients. Moreover, FXF ICO is also a tool for investors to take a lead in cryptocurrency investments. By giving access to better liquidity, market depth, price stability, and trading functionality from one single platform will provide the edge to Finxflo to lead in the cryptocurrency market.
The ICO will commence on 1st July and will run for a duration of 6 months till 31st December 2020. Any participant can purchase the FXF token in exchange for BTC/ ETH during its ICO. The participant has to complete a KYC process in order to participate in the ICO sale of FXF tokens. FXF tokens can be availed to purchase services at a discounted rate on the Finxflo platform. The total supply of saleable tokens is 600,000,000. The total amount that Finxflo targets to raise from the proposed ICO is USD 15,120,000 and USD 1 million from the private token sale of FXF. Finxflo intends to use the proceeds from ICO for developing the platform and setting up offices in London and California with its head office in Singapore.
For more information about the project, please visit: https://finxflo.com/ For more information on the ICO, please visit: https://ico.finxflo.com/
Stay updated with all the latest happenings at Finxflo https://www.facebook.com/Finxflo https://twitter.com/Finxflo https://www.linkedin.com/company/finxflo-official/ https://www.reddit.com/FXF/ https://www.youtube.com/finxflo
submitted by JamesFXF to FXF [link] [comments]


2020.09.25 14:36 VisibleConfusion69 Open Letter to Steve Huffman and the Board of Directors of Reddit, Inc- If you believe in standing up to hate and supporting black lives, you need to act

Open Letter to Steve Huffman and the Board of Directors of Reddit, Inc – If you believe in standing up to hate and supporting black lives, you need to act
Dear Steve,
On June 1, you shared a letter on Reddit’s blog “Remember the Human – Black Lives Matter”. In this letter, you claim “as Snoos, we do not tolerate hate, racism, and violence, and while we have work to do to fight these on our platform, our values are clear.”
As of today, neither you nor any other Reddit admins have shared this letter anywhere on reddit.com. However, the response to this message was swift on Twitter, where you were rightfully labeled as hypocritical based on your long and well-recorded history of defending racism and white supremacy on this site.
Among the many responses was this message from former CEO of Reddit, Ellen Pao.
I am obligated to call you out: You should have shut down the_donald instead of amplifying it and its hate, racism, and violence. So much of what is happening now lies at your feet. You don't get to say BLM when reddit nurtures and monetizes white supremacy and hate all day long
Many others shared links and screenshots of your past statements saying “Open racism and slurs are fine to post on Reddit”.
The problem of Reddit’s leadership supporting and providing a platform for racist users and hateful communities has long been an issue. Nearly six years ago, dozens of subreddits signed the original open letter to the Reddit admins calling for action. While the Reddit admins acknowledged the letter and said it was a high priority to address this issue, extremely little has been done in the intervening years.
On June 5, you shared this update on /Announcements, Upcoming changes to our content policy, our board, and where we’re going from here. In the post, you stated that there is a need for continued adjustments of Reddit’s content policy to address racism and that this remains a priority. These continued statements that you hear us, that this is a priority, or that you are working on it are not enough. It has been five years since your return as CEO and this still remains Reddit’s most glaring problem.
Steve, if you and Reddit genuinely care about the values of standing up to racism and hate, then you need to back it up with real action. As moderators on this website who have dedicated countless hours to keeping this site running, we call on Reddit to take the following steps:
At /AgainstHateSubreddits, we have laid out the many failures of Steve time and again to stand up to white supremacy on this site time and time and time again.
With a website with the impact of Reddit on the broader conversations being held in communities around the world, this website needs real leadership and real action.
We hope that Reddit will not just share empty platitudes — but will take a meaningful stand against hate, and take these recommendations to heart.
This letter is co-signed by more than 200 300 350 430 550 650 800 communities representing well over 200 hundreds of millions of subscribers:
If your subreddit is not listed and would like to sign on, please leave a comment below
/AgainstHateSubreddits
/2cb/
/2mad4madlads
/3dsFCswap
/9M9H9E9/
/ABCDesis
/AbsoluteUnits
/AbyssRium/
/AccidentalBoobGrazes/
/AccidentalComedy
/AceAttorneyCirclejerk/
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/androiddev
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/askphilosophy
/AskPhotography
/Asktransgender
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/babybigcatgifs
/badUIbattles
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/beautyguruchatter
/BestOfReports
/BethMidrash/
/BiggerThanYouThought
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/BikiniBottomTwitter
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/CatInTheHatMemes
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/CK2GameOfthrones
/CocosClassics
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/dating
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/DCTV
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/DebateAVegan
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/DenverProtests/
/DescriptionPlease
/didntknowiwantedthat
/digital_manipulation
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/DIY
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/DogeMine
/DragRace_Canada
/DrawForMe/
/DynastyCW
/eagles
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/EmulationOnAndroid
/entitledkids
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/explainlikeimdog
/eyebleach
/facepalm
/fakealbumcovers
/Fantasy
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/Feminism
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/feminisms
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/FemmeThoughts
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/FlashTV
/Florida
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/Food
/formula1
/fosterit
/foundthemobileuse
/FragileMaleRedditor
/FragileWhiteRedditor
/freecompliments
/FriendsofthePod
/ftm/
/FuckTheAltright
/gallifrey
/GamerGhazi/
/gaming
/gaming4gamers
/Gamingcirclejerk
/gaminggifs
/garlicbreadmemes
/gatekeeping
/GatekeepingYuri/
/gay
/geckos/
/GenderCynical/
/genderfluid_irl
/Girlsmirin
/GODZILLA
/goodseals
/GreenAndPleasant
/Gryffindor
/guitarlessons
/Gunners
/GunsAreCool
/Hair
/happy
/happycowgifs
/harrypotte
/Hasan_Pike
/Hindi/
/HipHopHeads
/hisdarkmaterials
/HisDarkMaterialsHBO
/HistamineIntolerance/
/HistoricalJesus/
/hitboxporn
/hockey
/HoldMyNip
/House
/Hufflepuff
/humansbeingbros
/humor
/iamatotalpieceofshit
/idontworkherelady
/im14andthisisdeep
/indianmuslims
/industrialengineering/
/insanepeoplefacebook
/instantkarma
/InternationalDev
/intersex
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/IRLEasterEggs/
/isitbullshit
/jewellerymaking
/joebiden
/JohnCena/
/JUSTNOMIL
/JustNoSO
/Kashmiri
/KerbalSpaceProgram/
/KingkillerChronicle/
/kittens
/kpop
/kpoprants
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/LandlordLove
/leagueofmemes
/LeopardsAteMyFace
/Letterkenny
/LGBT
/LGBTnews
/LibDemMemes/
/librandu
/lifehacks
/LifeProTips
/London
/LosAngeles
/loseit/
/Louisville
/mademesmile
/madlads
/MakeMeSuffe
/MakeMoatsGreatAgain
/makeupaddiction
/malefashion
/malefashionadvice
/MarchAgainstNazis
/marchagainstrump
/marijuanaconcentrates
/MarkMyWords
/marvelsavengerproject
/mcdonalds
/MeditationPractice
/mediumformat/
/Menslib
/menwritingwomen
/mfa_irl
/mfacirclejerk
/Miami
/Michael
/Military
/mimirecipes
/minipainting/
/Minneapolis
/Minnesota
/MirrorForSale
/mississippi
/MLS
/ModelUSGov/
/MonstaX
/MUA3
/muacjdiscussion/
/Music
/MuslimMarriage
/NASCAR
/naturalhair
/NewOrleans
/NewPatriotism
/News
/Nextfuckinglevel
/NFL
/nicegirls
/NikeSB
/nj4nj
/NJmeetup
/NJr4r
/NMS_Zoology
/noburp
/NomSaying
/nonbinary
/nonmonogamy
/Nottheonion
/Nr2003
/nsfw_gifs
/NYCFC/
/NYCtrees
/Obama
/OCPoetry/
/OCPoetryCirclejerk/
/oddlymesmerizing
/Oddlyterrifying
/offmychest
/Offroad/
/OKState/
/Omaha
/OnGuardForThee
/orcas
/orlando
/Overseas_Pakistani
/PaidForWinRAR
/PanPorn
/paofacts
/partyparrot
/peoplefuckingdying
/Pete_Buttigieg/
/Phillylist
/philosophy
/phoenix/
/PlayingGuitar
/PledgeToImpeach
/PlusSizeFashion
/Poetry/
/poetry_critics
/popheads
/powerlifting
/pregnant
/progressive_islam
/progresspics/
/punchablefaces
/pupliftingnews
/queers
/racism
/rage
/rant
/rape
/rarepuppers
/ravenclaw
/ravens/
/RebelGalaxyOutlaw
/relationships
/relationship_advice
/rigtours/
/RoastMe
/roosterteeth/
/RPDR_UK
/ryangosling/
/rupaulsdragrace
/SandersForPresident
/ScienceFacts
/sciencegifs
/sciences
/Screenwriting
/self
/selfies
/sexpositive
/ShitRedditSays
/ShittyLifeProTips
/shittymoviedetails
/shouldercats
/Showerthoughts
/silhouWHAT
/skitswedditsager
/skyrimmods/
/skyrimvr
/slytherin
/soccer
/socialjustice
/software
/Solocampingandhiking
/spaghetti/
/SPLCenter
/SpoiledDragRace
/spotify/
/squaredcircle
/StargirlTV
/StayingAtHome
/streetwear
/Strongman
/supergirlTV
/SupermanAndLois
/survivor
/svihs/
/tangsoodo
/TerfsWritingTrans
/thanosdidnothingwrong
/thathappened
/thatsabooklight
/thatsthejoke
/TheArtifice
/theocho
/Tim
/timecrisis/
/ToiletPaperUSA
/traaaaaaannnnnnnnnns/
/trans
/TranscribersOfReddit
/transgender
/transgenderteens
/transpositive
/transspace
/transtimelines
/trashy
/TwinCities
/TwoXChromosomes
/Unexpected
/unitedkingdom
/unpopularkpopopinions
/unsentletters
/vaxxhappened
/vegancirclejerk
/VeganDE
/videos
/Volumeeating/
/voteBLUE
/voteDEM
/watchandlearn
/wearethemusicmakers
/weddingplanning/
/weightroom
/WeirdLit
/whiskey
/whitepeoplegifs
/wholesomeBPT
/wholesomecomics
/wholesomehaiku
/WitchesVsPatriarchy
/wnba
/women
/womenshealth
/WorldNews
/WWE/
/YesFap
/Yiddish/
/turtlefacts
Added as of 6:30 PM US Eastern, June 8, 2020
/EarthPorn
/assholedesign/
/DevUnion/
/ADHD/
/Swimming/
/OpenWaterSwimming/
/onionheadlines/
/dangerousdesign/
/behindthegifs/
/chelseafc/
/ITZY/
/straykids/
/red_velvet/
/GeschichtsMaimais/
/neoliberal/
/TrueCrime/
/TrueCrimeDiscussion/
/UnresolvedMysteries/
/serialkillers/
/DelphiMurders/
/RedditCrimeCommunity/
/nonmurdermysteries/
/mystery/
/FoxFiction/
/RepublicanValues/
/nasa/
/Breadit/
/HoustonF1/
/FairytaleasFuck/
/Instagramreality/
/Botchedsurgeries/
/Portland/
/freefolk/
/cheapguitarporn/
/Babylon5Gifs/
/Hijabis/
/Squidbillies/
/coronavirusAL/
/Aquariums/
/shittyaquariums/
/AquaSwap/
/Goldfish/
/Koi/
/AquariumMemes/
/MonsterFishKeepers/
/AquariumsTestSub/
/KnifeFish
/fishshaming/
/Awwquariums/
/Koi_Keepers/
/Bichirs/
/ContagiousLaughte
/AnarchoWave/
/Lima_Peru/
/Spiderman/
/MakingaMurdere
/TheQuibble
/Hogwarts
/ImSorryScout/
/UtahJazz/
/PublicFreakout/
/peloton/
/AmateurRoomPorn/
/RimWorldPorn/
/carolinekonstna
/breathwork/
/saltlakemetro/
/service_dogs/
/service_dogsofReddit/
/ShingekiNoKyojin/
/sounddesign/
/PromoteYourMusic/
/SpotifyPlaylists/
/musicproduction/
/WrestleWithThePackage/
/Austin/
/alcohol/
/RedditsMuseumofFilth/
/chickflixxx/
/Stellaris
/eu4
/paradoxplaza
/victoria2
/Imperator
/KillerQueen/
/TyrannyGame
/saltierthancrait
/kawoshin/
/SapphoAndHerFriend/
/falcons/
/anime_titties/
As of 1:00 PM US Eastern, June 9, 2020
/Jokes/
/skyrim/
/2meirl4meirl/
/MildlyVandalised/
/HolUp/
/Wreddit/
/SCJerk/
/cannabis/
/hearing/
/German/
/lfg/
/dndnext/
/BaldursGate3/
/SampleSize/
/FireEmblemHeroes/
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/Splintercell/
/RadicalChristianity/
/RussiaLago/
/WormMemes/
/MHOC/
/GroupMovies/
/littlebritishcars/
/Iamnotracistbut/
/ClassicBabes/
/filk/
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/genderquee
/bisexual/
/PuppySmiles/
/lyftdrivers/
/beigeonly/
/Smithtown/
/boyslove/
/heat/
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/BodyAcceptance/
/ConspiracyII/
/ImpactWrestling/
/Splatoon_2/
/ARMS/
/Snek/
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/casualnintendo/
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/TheMorningShow/
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/OneTrueGary/
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/HouseChickens/
/poledancing/
/csharp/
/ESL_Teachers/
/GayTeensVerified
/PrincessesOfPowe
/collared/
/knitting/
/Adoption/
/Delaware/
/productivity/
/NewYorkIslanders/
/sewing/
/BlatantMisogyny/
/mendrawingwomen/
/legosaga/
/thewalkingdead/
/MuslimLounge/
/StressFreeSeason/
/ladybonersgonemild/
/wow/
/worldofpvp/
/Blizzard/
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/ControlProblem/
/Cinemagraphs/
/angula
/Python/
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/mtf
/cdramas/
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/Denve
/StarWarsCantina/
Update as of 1:30 PM US Eastern 6/8/2020
/science
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/cauldron/
/Barca/
/PeterExplainsTheJoke/
/carscirclejerk/
/begonias/
/antidiet/
/ultrachrist/
/thenewcoldwa
/PresidentialRaceMemes/
/NoahGundersen/
/bassnecta
/ColoradoAvalanche/
/LetsNotMeet/
/tattoo/
/MinusTheBea
/kansascity/
/FoodDiaries/
/belgium/
/belgiumgonewild/
/ik_ihe/
added as of 5:30 PM US Eastern June 9, 2020
/india
/AprilKnights
/dobro
/Ireland
/ptsd
/happyrelationships
/Utilitarianism
/wec
/USCR
/forza/
/portishead/
/azerbaijan
/talkingheads
/Umphreys
/ColdCaseUK
/ActiveMeasures
/skyrimrequiem
/freefolk
/Equestrian
/islam
/ColCraftOfficial/
/ElderGuardianRights/
/GenZ/
Added 10:00 AM US EDT 6/10/20
/BotanicalPorn
/WaterPorn
/SeaPorn
/SkyPorn
/FirePorn
/DesertPorn
/WinterPorn
/AutumnPorn
/WeatherPorn
/GeologyPorn
/SpacePorn
/BeachPorn
/MushroomPorn
/SpringPorn
/SummerPorn
/LavaPorn
/LakePorn
/CityPorn
/VillagePorn
/RuralPorn
/ArchitecturePorn
/HousePorn
/CabinPorn
/ChurchPorn
/AbandonedPorn
/CemeteryPorn
/InfrastructurePorn
/MachinePorn
/CarPorn
/F1Porn
/MotorcyclePorn
/MilitaryPorn
/GunPorn
/KnifePorn
/BoatPorn
/RidesPorn
/DestructionPorn
/ThingsCutInHalfPorn
/StarshipPorn
/ToolPorn
/TechnologyPorn
/BridgePorn
/SteamPorn
/RetailPorn
/SpaceFlightPorn
/roadporn
/drydockporn
/AnimalPorn
/HumanPorn
/EarthlingPorn
/AdrenalinePorn
/ClimbingPorn
/SportsPorn
/AgriculturePorn
/TeaPorn
/BonsaiPorn
/FoodPorn
/CulinaryPorn
/DessertPorn
/DesignPorn
/RoomPorn
/AlbumArtPorn
/MetalPorn
/MoviePosterPorn
/TelevisionPosterPorn
/ComicBookPorn
/StreetArtPorn
/AdPorn
/ArtPorn
/FractalPorn
/InstrumentPorn
/ExposurePorn
/MacroPorn
/MicroPorn
/GeekPorn
/MTGPorn
/GamerPorn
/PowerWashingPorn
/AerialPorn
/OrganizationPorn
/FashionPorn
/AVPorn
/ApocalypsePorn
/InfraredPorn
/ViewPorn
/HellscapePorn
/sculptureporn
/HistoryPorn
/UniformPorn
/BookPorn
/NewsPorn
/QuotesPorn
/FuturePorn
/FossilPorn
/MegalithPorn
/ArtefactPorn
/fuckpongkrell/
Deusex/
/80s/
/Enough_Sanders_Spam/
/YouFellForItFool/
/CanadaHunting/
/DogCare/
/Dogtraining/
/comicbooks/
/theflash/
/Bikeporn/
/cycling/
/cyberpunk_stories
/iiiiiiitttttttttttt/
/DystopiaToday/
/AreTheStraightsOK/
/clevelandcavs/
/AmItheAsshole/
/LiverpoolFC/
/DissociaDID/
/TripCaves/
/Wholesomecringe/
/blackfishing/
/scioly/
/doodles/
/ICanDrawThat/
/Welding/
/NintendoSwitch/
/socialism
/ElectricForest/
/GaySoundsShitposts/
/writing/
/femalefashionadvice/
/asianamerican/
/zelda
/KingdomDeath/
/criminalminds/
added 9:00 AM US Eastern 6/9/2020
/SkincareAddiction/
/trees/
/startups/
/Norway/
/Entrepreneurs/
/GooglePixel/
/TaylorSwift/
/namenerds/
/selfservice/
/BalloonFetish/
/looners/
/walterlore/
/dogelore/
/Rowing/
/BrawlStarsCompetitive/
/RowingMemes/
/Eevee/
/pokemonmaxraids/
/RunnerHub/
/Roman_Catholics
/ihadastroke
/soccercirclejerk/
Latest added
/AsianBeauty/
/pokemon/
/BreadTube/
/AOC/
/Ilhan/
/LeftWithoutEdge/
/UniversityofChicago/
/ABraThatFits
/bulletjournal
/beatles
/the1975
/TheKillers
/MichaelJackson/
/mumfordandsons/
/AgeGap/
/AgeGapRelationship/
/whatintarnation/
/startrekgifs/
AdviceAnimals
wholesomememes
kirby
/actuallesbians
/TransyTalk
/TraaButOnlyBees
submitted by VisibleConfusion69 to copypasta [link] [comments]


2020.09.25 03:01 portlane Josphenine Guild (March 19, 1933 - Sept. 21, 2020)

Josphenine Jane Guild
March 19, 1933 - Sept. 21, 2020
'Jo' Guild passed away Monday, Sept. 21, 2020 from natural causes after living a long and full life.
She was an Oregon native and modeled for Meier & Frank in the 1950's and later managed models. Jo volunteered with the Rose Festival Assn., to help build floats for the Starlight Parade and was involved with the Civic Theater for a number of years. Later, she began a career as a travel agent which gave her the opportunity to fly around the world from Australia to London to Hong Kong and more.
She was preceded in death by Gordon Guild. She is survived by sons, Peter, Fred and Terry; as well as seven grandchildren; and 10 great-grandchildren.
Services are pending COVID Phase 2 reopening date.
Please sign the online guest book at www.oregonlive.com/obits
source: http://obits.oregonlive.com/obituaries/oregon/obituary.aspx?n=josphenine-jane-guild&pid=196848829
submitted by portlane to deadpeoplepdx [link] [comments]


2020.09.24 06:28 memesandcommunism LETTER TO REDDIT CEO

Open Letter to Steve Huffman and the Board of Directors of Reddit, Inc– If you believe in standing up to hate and supporting black lives, you need to act
Open Letter to Steve Huffman and the Board of Directors of Reddit, Inc – If you believe in standing up to hate and supporting black lives, you need to act
Dear Steve,
On June 1, you shared a letter on Reddit’s blog “Remember the Human – Black Lives Matter”. In this letter, you claim “as Snoos, we do not tolerate hate, racism, and violence, and while we have work to do to fight these on our platform, our values are clear.”
As of today, neither you nor any other Reddit admins have shared this letter anywhere on reddit.com. However, the response to this message was swift on Twitter, where you were rightfully labeled as hypocritical based on your long and well-recorded history of defending racism and white supremacy on this site.
Among the many responses was this message from former CEO of Reddit, Ellen Pao.
I am obligated to call you out: You should have shut down the_donald instead of amplifying it and its hate, racism, and violence. So much of what is happening now lies at your feet. You don't get to say BLM when reddit nurtures and monetizes white supremacy and hate all day long
Many others shared links and screenshots of your past statements saying “Open racism and slurs are fine to post on Reddit”.
The problem of Reddit’s leadership supporting and providing a platform for racist users and hateful communities has long been an issue. Nearly six years ago, dozens of subreddits signed the original open letter to the Reddit admins calling for action. While the Reddit admins acknowledged the letter and said it was a high priority to address this issue, extremely little has been done in the intervening years.
On June 5, you shared this update on /Announcements, Upcoming changes to our content policy, our board, and where we’re going from here. In the post, you stated that there is a need for continued adjustments of Reddit’s content policy to address racism and that this remains a priority. These continued statements that you hear us, that this is a priority, or that you are working on it are not enough. It has been five years since your return as CEO and this still remains Reddit’s most glaring problem.
Steve, if you and Reddit genuinely care about the values of standing up to racism and hate, then you need to back it up with real action. As moderators on this website who have dedicated countless hours to keeping this site running, we call on Reddit to take the following steps:
At /AgainstHateSubreddits, we have laid out the many failures of Steve time and again to stand up to white supremacy on this site time and time and time again.
With a website with the impact of Reddit on the broader conversations being held in communities around the world, this website needs real leadership and real action.
We hope that Reddit will not just share empty platitudes — but will take a meaningful stand against hate, and take these recommendations to heart.
This letter is co-signed by more than 200 300 350 430 550 650 800 communities representing well over 200 hundreds of millions of subscribers:
If your subreddit is not listed and would like to sign on, please leave a comment below
/AgainstHateSubreddits
/2cb/
/2mad4madlads
/3dsFCswap
/9M9H9E9/
/ABCDesis
/AbsoluteUnits
/AbyssRium/
/AccidentalBoobGrazes/
/AccidentalComedy
/AceAttorneyCirclejerk/
/ACNHGardening
/AfricanAmerican
/androiddev
/animalsbeingbros
/ANormalDayInAmerica/
/anormaldayinrussia
/AntifascistsofReddit/
/antifastonetoss
/arizona/
/arrow
/ArrowAndTheCanaries
/Art
/AsABlackMan
/Asexual/
/askaustin
/AskBibleScholars/
/AskHistorians
/AskMen
/AskMenOver30
/askphilosophy
/AskPhotography
/Asktransgender
/AskWomen
/askwomenadvice
/asoiaf
/atheism
/autism
/awwducational
/babybigcatgifs
/badUIbattles
/BAMEVoicesUK
/BatwomanTV
/BDS
/Beautevil/
/beautyguruchatter
/BestOfReports
/BethMidrash/
/BiggerThanYouThought
/biggerthenyouthought/
/BikiniBottomTwitter
/blackhair
/blackladies
/blacklesbians/
/BlackLightning
/blacklivesmatter
/blackmagicfuckery
/BlackPeopleGifs
/BlackPeopleTwitter
/Blerds
/bodegaboys
/books
/bootlegtoys/
/boottoobig/
/bostontrees
/brakebills
/BritishAirways
/brownbeauty
/BrownPeopleGifs
/BudgetExotics
/buycanadian
/California
/CallMeKevin
/cat
/catan
/CatInTheHatMemes
/Catslaps
/catswithdogs
/Charlotte
/cheese
/chicago
/Chonkers
/chvrches
/civbattleroyale/
/CK2GameOfthrones
/CocosClassics
/coldshowers
/ComedyBuddhism/
/Contrapoints
/copyright
/CoreCyberpunk/
/Corvids
/coys
/CPTSDmemes/
/CreateA/
/creepypms
/CrewsCrew
/cringe
/cringepics
/CritterFacts
/CrowBro
/Crystals/
/curlyhair
/cursedpipes
/Dachschaden
/dankmemes
/DarkJokes
/dataisbeautiful
/dating
/DatingHell/
/DCTV
/deals/
/DebateAVegan
/deerhunter
/democrats
/DenverProtests/
/DescriptionPlease
/didntknowiwantedthat
/digital_manipulation
/dixiequeer
/DIY
/DnDGreentext
/docproduction
/DogeMine
/DragRace_Canada
/DrawForMe/
/DynastyCW
/eagles
/elliegoulding
/EmulationOnAndroid
/entitledkids
/entitledparents
/entitledparentsmemes
/entitledpeople
/espressobin
/euphoria
/explainlikeimdog
/eyebleach
/facepalm
/fakealbumcovers
/Fantasy
/FastFood
/fatlogic
/Feminism
/Feminisme/
/feminisms
/femmesofdesoto
/FemmeThoughts
/Fitness
/fixtagram
/FlashTV
/Florida
/FloridaMan
/Food
/formula1
/fosterit
/foundthemobileuse
/FragileMaleRedditor
/FragileWhiteRedditor
/freecompliments
/FriendsofthePod
/ftm/
/FuckTheAltright
/gallifrey
/GamerGhazi/
/gaming
/gaming4gamers
/Gamingcirclejerk
/gaminggifs
/garlicbreadmemes
/gatekeeping
/GatekeepingYuri/
/gay
/geckos/
/GenderCynical/
/genderfluid_irl
/Girlsmirin
/GODZILLA
/goodseals
/GreenAndPleasant
/Gryffindor
/guitarlessons
/Gunners
/GunsAreCool
/Hair
/happy
/happycowgifs
/harrypotte
/Hasan_Pike
/Hindi/
/HipHopHeads
/hisdarkmaterials
/HisDarkMaterialsHBO
/HistamineIntolerance/
/HistoricalJesus/
/hitboxporn
/hockey
/HoldMyNip
/House
/Hufflepuff
/humansbeingbros
/humor
/iamatotalpieceofshit
/idontworkherelady
/im14andthisisdeep
/indianmuslims
/industrialengineering/
/insanepeoplefacebook
/instantkarma
/InternationalDev
/intersex
/ios13beta/
/IRLEasterEggs/
/isitbullshit
/jewellerymaking
/joebiden
/JohnCena/
/JUSTNOMIL
/JustNoSO
/Kashmiri
/KerbalSpaceProgram/
/KingkillerChronicle/
/kittens
/kpop
/kpoprants
/kpopthoughts
/LandlordLove
/leagueofmemes
/LeopardsAteMyFace
/Letterkenny
/LGBT
/LGBTnews
/LibDemMemes/
/librandu
/lifehacks
/LifeProTips
/London
/LosAngeles
/loseit/
/Louisville
/mademesmile
/madlads
/MakeMeSuffe
/MakeMoatsGreatAgain
/makeupaddiction
/malefashion
/malefashionadvice
/MarchAgainstNazis
/marchagainstrump
/marijuanaconcentrates
/MarkMyWords
/marvelsavengerproject
/mcdonalds
/MeditationPractice
/mediumformat/
/Menslib
/menwritingwomen
/mfa_irl
/mfacirclejerk
/Miami
/Michael
/Military
/mimirecipes
/minipainting/
/Minneapolis
/Minnesota
/MirrorForSale
/mississippi
/MLS
/ModelUSGov/
/MonstaX
/MUA3
/muacjdiscussion/
/Music
/MuslimMarriage
/NASCAR
/naturalhair
/NewOrleans
/NewPatriotism
/News
/Nextfuckinglevel
/NFL
/nicegirls
/NikeSB
/nj4nj
/NJmeetup
/NJr4r
/NMS_Zoology
/noburp
/NomSaying
/nonbinary
/nonmonogamy
/Nottheonion
/Nr2003
/nsfw_gifs
/NYCFC/
/NYCtrees
/Obama
/OCPoetry/
/OCPoetryCirclejerk/
/oddlymesmerizing
/Oddlyterrifying
/offmychest
/Offroad/
/OKState/
/Omaha
/OnGuardForThee
/orcas
/orlando
/Overseas_Pakistani
/PaidForWinRAR
/PanPorn
/paofacts
/partyparrot
/peoplefuckingdying
/Pete_Buttigieg/
/Phillylist
/philosophy
/phoenix/
/PlayingGuitar
/PledgeToImpeach
/PlusSizeFashion
/Poetry/
/poetry_critics
/popheads
/powerlifting
/pregnant
/progressive_islam
/progresspics/
/punchablefaces
/pupliftingnews
/queers
/racism
/rage
/rant
/rape
/rarepuppers
/ravenclaw
/ravens/
/RebelGalaxyOutlaw
/relationships
/relationship_advice
/rigtours/
/RoastMe
/roosterteeth/
/RPDR_UK
/ryangosling/
/rupaulsdragrace
/SandersForPresident
/ScienceFacts
/sciencegifs
/sciences
/Screenwriting
/self
/selfies
/sexpositive
/ShitRedditSays
/ShittyLifeProTips
/shittymoviedetails
/shouldercats
/Showerthoughts
/silhouWHAT
/skitswedditsager
/skyrimmods/
/skyrimvr
/slytherin
/soccer
/socialjustice
/software
/Solocampingandhiking
/spaghetti/
/SPLCenter
/SpoiledDragRace
/spotify/
/squaredcircle
/StargirlTV
/StayingAtHome
/streetwear
/Strongman
/supergirlTV
/SupermanAndLois
/survivor
/svihs/
/tangsoodo
/TerfsWritingTrans
/thanosdidnothingwrong
/thathappened
/thatsabooklight
/thatsthejoke
/TheArtifice
/theocho
/Tim
/timecrisis/
/ToiletPaperUSA
/traaaaaaannnnnnnnnns/
/trans
/TranscribersOfReddit
/transgender
/transgenderteens
/transpositive
/transspace
/transtimelines
/trashy
/TwinCities
/TwoXChromosomes
/Unexpected
/unitedkingdom
/unpopularkpopopinions
/unsentletters
/vaxxhappened
/vegancirclejerk
/VeganDE
/videos
/Volumeeating/
/voteBLUE
/voteDEM
/watchandlearn
/wearethemusicmakers
/weddingplanning/
/weightroom
/WeirdLit
/whiskey
/whitepeoplegifs
/wholesomeBPT
/wholesomecomics
/wholesomehaiku
/WitchesVsPatriarchy
/wnba
/women
/womenshealth
/WorldNews
/WWE/
/YesFap
/Yiddish/
/turtlefacts
Added as of 6:30 PM US Eastern, June 8, 2020
/EarthPorn
/assholedesign/
/DevUnion/
/ADHD/
/Swimming/
/OpenWaterSwimming/
/onionheadlines/
/dangerousdesign/
/behindthegifs/
/chelseafc/
/ITZY/
/straykids/
/red_velvet/
/GeschichtsMaimais/
/neoliberal/
/TrueCrime/
/TrueCrimeDiscussion/
/UnresolvedMysteries/
/serialkillers/
/DelphiMurders/
/RedditCrimeCommunity/
/nonmurdermysteries/
/mystery/
/FoxFiction/
/RepublicanValues/
/nasa/
/Breadit/
/HoustonF1/
/FairytaleasFuck/
/Instagramreality/
/Botchedsurgeries/
/Portland/
/freefolk/
/cheapguitarporn/
/Babylon5Gifs/
/Hijabis/
/Squidbillies/
/coronavirusAL/
/Aquariums/
/shittyaquariums/
/AquaSwap/
/Goldfish/
/Koi/
/AquariumMemes/
/MonsterFishKeepers/
/AquariumsTestSub/
/KnifeFish
/fishshaming/
/Awwquariums/
/Koi_Keepers/
/Bichirs/
/ContagiousLaughte
/AnarchoWave/
/Lima_Peru/
/Spiderman/
/MakingaMurdere
/TheQuibble
/Hogwarts
/ImSorryScout/
/UtahJazz/
/PublicFreakout/
/peloton/
/AmateurRoomPorn/
/RimWorldPorn/
/carolinekonstna
/breathwork/
/saltlakemetro/
/service_dogs/
/service_dogsofReddit/
/ShingekiNoKyojin/
/sounddesign/
/PromoteYourMusic/
/SpotifyPlaylists/
/musicproduction/
/WrestleWithThePackage/
/Austin/
/alcohol/
/RedditsMuseumofFilth/
/chickflixxx/
/Stellaris
/eu4
/paradoxplaza
/victoria2
/Imperator
/KillerQueen/
/TyrannyGame
/saltierthancrait
/kawoshin/
/SapphoAndHerFriend/
/falcons/
/anime_titties/
As of 1:00 PM US Eastern, June 9, 2020
/Jokes/
/skyrim/
/2meirl4meirl/
/MildlyVandalised/
/HolUp/
/Wreddit/
/SCJerk/
/cannabis/
/hearing/
/German/
/lfg/
/dndnext/
/BaldursGate3/
/SampleSize/
/FireEmblemHeroes/
/fireemblem/
/Splintercell/
/RadicalChristianity/
/RussiaLago/
/WormMemes/
/MHOC/
/GroupMovies/
/littlebritishcars/
/Iamnotracistbut/
/ClassicBabes/
/filk/
/ainbow/
/genderquee
/bisexual/
/PuppySmiles/
/lyftdrivers/
/beigeonly/
/Smithtown/
/boyslove/
/heat/
/Detroit/
/BodyAcceptance/
/ConspiracyII/
/ImpactWrestling/
/Splatoon_2/
/ARMS/
/Snek/
/Mario/
/casualnintendo/
/nintendo/
/cleanagers/
/TheMorningShow/
/borns/
/gwent/
/sleepnomore/
/Philippines/
/OneTrueGary/
/circlebroke2/
/circlebroke/
/SRDBroke/
/kflay/
/Musicthemetime/
/HouseChickens/
/poledancing/
/csharp/
/ESL_Teachers/
/GayTeensVerified
/PrincessesOfPowe
/collared/
/knitting/
/Adoption/
/Delaware/
/productivity/
/NewYorkIslanders/
/sewing/
/BlatantMisogyny/
/mendrawingwomen/
/legosaga/
/thewalkingdead/
/MuslimLounge/
/StressFreeSeason/
/ladybonersgonemild/
/wow/
/worldofpvp/
/Blizzard/
/woweconomy/
/ControlProblem/
/Cinemagraphs/
/angula
/Python/
/americandad/
/Anarchism/
/badeconomics/
/budtenders/
/FiftyFifty/
/mbti/
/mtf
/cdramas/
/nyjets/
/pureasoiaf/
/testoviron/
/spicypillows/
/Denve
/StarWarsCantina/
Update as of 1:30 PM US Eastern 6/8/2020
/science
/505Nerds/
/acturnips/
/ACTrade/
/ACVillage
/ACQ
/HogwartsWerewolves/
/AskEconomics/
/TURKS/
/egg_irl/
/blaulicht/
/AFD/
/Weltraum/
/Stormlight_Archive/
/brandonsanderson/
/Cosmere/
/Mistborn/
/MHOC/
/union/
/RedshirtsUnite/
/Judaism/
/DebateAnAtheist/
/FantasyPL/
/ASOUE/
/socialskills/
/Snowblowers/
/arabs/
/WormFanfic/
/cauldron/
/Barca/
/PeterExplainsTheJoke/
/carscirclejerk/
/begonias/
/antidiet/
/ultrachrist/
/thenewcoldwa
/PresidentialRaceMemes/
/NoahGundersen/
/bassnecta
/ColoradoAvalanche/
/LetsNotMeet/
/tattoo/
/MinusTheBea
/kansascity/
/FoodDiaries/
/belgium/
/belgiumgonewild/
/ik_ihe/
added as of 5:30 PM US Eastern June 9, 2020
/india
/AprilKnights
/dobro
/Ireland
/ptsd
/happyrelationships
/Utilitarianism
/wec
/USCR
/forza/
/portishead/
/azerbaijan
/talkingheads
/Umphreys
/ColdCaseUK
/ActiveMeasures
/skyrimrequiem
/freefolk
/Equestrian
/islam
/ColCraftOfficial/
/ElderGuardianRights/
/GenZ/
Added 10:00 AM US EDT 6/10/20
/BotanicalPorn
/WaterPorn
/SeaPorn
/SkyPorn
/FirePorn
/DesertPorn
/WinterPorn
/AutumnPorn
/WeatherPorn
/GeologyPorn
/SpacePorn
/BeachPorn
/MushroomPorn
/SpringPorn
/SummerPorn
/LavaPorn
/LakePorn
/CityPorn
/VillagePorn
/RuralPorn
/ArchitecturePorn
/HousePorn
/CabinPorn
/ChurchPorn
/AbandonedPorn
/CemeteryPorn
/InfrastructurePorn
/MachinePorn
/CarPorn
/F1Porn
/MotorcyclePorn
/MilitaryPorn
/GunPorn
/KnifePorn
/BoatPorn
/RidesPorn
/DestructionPorn
/ThingsCutInHalfPorn
/StarshipPorn
/ToolPorn
/TechnologyPorn
/BridgePorn
/SteamPorn
/RetailPorn
/SpaceFlightPorn
/roadporn
/drydockporn
/AnimalPorn
/HumanPorn
/EarthlingPorn
/AdrenalinePorn
/ClimbingPorn
/SportsPorn
/AgriculturePorn
/TeaPorn
/BonsaiPorn
/FoodPorn
/CulinaryPorn
/DessertPorn
/DesignPorn
/RoomPorn
/AlbumArtPorn
/MetalPorn
/MoviePosterPorn
/TelevisionPosterPorn
/ComicBookPorn
/StreetArtPorn
/AdPorn
/ArtPorn
/FractalPorn
/InstrumentPorn
/ExposurePorn
/MacroPorn
/MicroPorn
/GeekPorn
/MTGPorn
/GamerPorn
/PowerWashingPorn
/AerialPorn
/OrganizationPorn
/FashionPorn
/AVPorn
/ApocalypsePorn
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added 9:00 AM US Eastern 6/9/2020
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AdviceAnimals
wholesomememes
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2020.09.24 02:34 chatlunatique Follow-up: Potential match for Hawaii Jane Doe (found living, died 2013)

A few weeks ago, Johnjoishere (can't tag, sorry) posted about a Hawaii living doe who died in 2013. I'm making a new post here for follow-up discussion on a potential match to Sheila Lopes, a missing California woman.
This match may seem a bit of a long-shot, but there's just some overlapping attributes and inconsistencies with reporting that I believe merit a comparison.
FYI: I go into a bit of detail after the table about the comparisons, then dive into oddities about each woman in the longer part. Feel free to skip that if you want to keep discussion solely on the ID match.

Sheila Ann Lopes Hawaii Jane Doe (HJD)
Date Last Contact / Found 08-28-2008 04-27-2013
Location Escondido, CA Honolulu, HI
Age 71 55-65
Height 5'6 5'5 - 5'7
Weight 135 lbs 112 lbs
Hair / Eyes Grey / Blue Hazel / Hazel
Features Abdominal C-section scar. Face lift scar behind - L ear and R ear. There are no autopsy/physical notes provided for Hawaii Jane Doe.
Additional Notes Lopes suffers from Alzheimer's Disease and is considered a dependent adult as a result. She'd been having symptoms of the illness for about five years by 2008. She is mostly lucid, however, and she's in good health physically. She smokes cigarettes. She is originally from London, England and speaks with a slight British accent. She was schizophrenic and described as being very proper and having an English Canadian-like accent. She was an avid reader and was a smoker. She referred to herself as "Ah," with the sound being the "a" as in the pronunciation of the word "agreement."
Circumstances Charley Project: Lopes disappeared from her home in the 2100 block of Woodland Heights Glen in the 481-acre gated community of Emerald Heights in Escondido, California on August 28, 2008. Her husband saw her at home at about midnight.At 10:30 a.m., she wandered into a home where her son used to live, about a twenty-minute walk away, and the new owner told her to leave. The owner called the police that afternoon, after she realized Lopes was missing. She has never been heard from again.Lopes's niece's puppy was found on a nearby hill after Lopes vanished. It's possible she was taking the puppy for a walk early in the morning and got lost. She had wandered away from home before, but never for longer for several hours at a time. Her family planned to buy her a tracking device to wear, but she disappeared before they could get one. She is thought to have left on foot, as she has no access to a vehicle. An extensive search of the neighborhood turned up no sign of her. The Emerald Heights community has security cameras at the only entrance gate, but the cameras didn't film her leaving. Her case remains unsolved. Doe Network: "The unidentified, homeless woman was located living in Ala Moana Park. She was in need of medical attention and could not walk due to lack of strength. She was admitted into a state hospital where she received treatment until her death on April 27, 2013. Based on investigative conversations with local social service organizations, she had probably been in Hawaii for six to eight years prior to her discovery." NAMUS: "It is believed that she has been in Hawaii since 1994."
Clothing A gray cotton two-piece sweatsuit, a long-sleeved zippered teal-green shirt and matching pants, white canvas slip-on deck shoes, a gold bracelet on each wrist, a diamond wedding band, and a black pearl ring on her left hand. n/a
Images Pic 1, Pic 2 (~2008), Pic 3 Pic 1, Pic 2, Pic 3
NAMUS MP35144 UP15918
Rule Outs None None
Points of Comparison
I think there are physical consistencies between the two women, as well as some resemblance in facial features. The brow ridge and shape were what first caught my eye. Considering the impact that climate and aging can have, I also think there could be some similarities in nose shape (esp. HJD Pic 3 with Lopes' license pic).
After the eyebrows, the second point that stuck in my mind was that both are described as having a light British-ish accent.
Then there's HJD's schizophrenia, which I can imagine could be easily misdiagnosed for Alzheimer's.
Match Problems / Oddities
Dates could make/break this match. I don't know where the 1994 estimate comes from on NAMUS, but I just don't think this woman looks like she's weathered 20+ years in Hawaii. If we run with the 6-8 year estimate, then she'd be solidly in the range of Lopes' disappearance.
Second, please examine the background of the Escondido missing flyer (also Lopes Pic #2). I don't think this looks like SoCal, but it does look a whole lot like Hawaii.
Third, and this is what just weirded me the hell out, is that Lopes' husband's middle name is listed as "Honolulu".
-------
If you want to keep reading, I'll jump into the other weird inconsistencies that make both cases frustrating to follow.
Hawaii Jane Doe (HJD)
So, Kauai PD estimates HJD has been in Hawaii since ~2005/2007 (Doe Network) or since 1994 (NAMUS). She's found alive in Ala Moana Park (just NW of Waikiki) at some unknown point in time and taken to a state hospital, where she lived until her death. But then is presumably found again, this time as unrecognizable decomposed/putrefying remains? She's also listed in NAMUS as found in Lihue, Kauai, which explains why Kauai PD--rather than Honolulu PD--has her case. It does NOT, however, explain the state of her remains, nor why she was taken to a Kauai hospital if her condition was so poor upon initial discovery. Kauai has a much smaller hospital (Wilcox, I assume) with a handful (like maybe 10 max) psychiatric / long-term care beds. Honolulu, on the other hand, has a MUCH larger capacity distributed across several large health systems. Wilcox is also not a state hospital. The only state-run psychiatric facility is in Kaneohe, which is (like Honolulu) on O'ahu.
Sheila Ann Lopes
I also want to note the differences between Lopes' missing circumstances on different databases. Above is what appears on her Charley Project listing, sourced from several news articles and the CA AG office.
NAMUS simply says:
On 8-27-2008 Missing person last seen in Escondido, CA. Missing person has Alzheimers Disease - but mostly lucid.
NAMUS also lists that her sweatsuit was entirely teal (vs. grey with a teal t-shirt).
The Escondido Police flyer, alternatively, says:
May be wearing teal-green long-sleeve shirt and teal-green pants, or possibly purple/fuchsia silk jacket with small print and purple/fuchsia velour pants, with white canvas deck shoes.
Doe Network also has the teal sweatsuit listed, and lists her missing circumstances as:
Sheila Ann Lopes was last seen by her family around midnight at her home on Woodland Heights Glen in Escondido, California where she lived with her husband. She got up in the middle of the night and walked out the back door. About 10 a.m. the next day, Lopes apparently walked into a nearby house where her daughter used to live in the gated Emerald Heights neighborhood.
The startled resident told her to leave. Lopes has wandered away before, but only in the neighborhood, and a neighbor would walk her back home. The neighborhood is perched on a mountain, and steep slopes lead down to Woodland Parkway in eastern San Marcos and northwest Escondido.
According to the San Diego Union Tribune's reporting, her son-in-law acted as the family spokesperson. He relayed that the family believed she woke up in the pre-dawn hours to smoke a cigarette and take the puppy for a walk. It is his home--one which he formerly shared with Lopes' daughter--that Lopes tried to mistakenly enter sometime between 10am-11am the next day.
I cannot find any additional reporting beyond 2008 or evidence that any other family member spoke with the press.
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2020.09.23 13:00 cincbus Introducing: The Danish Royal Family

Royal Family Instagram https://www.instagram.com/detdanskekongehus/?hl=en
Queen Margrethe II (b. 1940)
Margrethe is the Queen of Denmark, the supreme authority of the Church of Denmark, and the Commander-in-Chief of the Danish Defense. She takes no part in party politics and does not express any political opinions. She has the right to vote however chooses not to exercise that privilege.
She became heir presumptive to her father in 1953 when a constitutional amendment allowed women to inherit the throne. When it became clear that Queen Ingrid would have no more children (they had 3 girls), her father capitalized on his popularity to begin the constitutional change in 1947. She became Queen when her father, King Frederick IX, died in 1972. She is the first female monarch of Denmark since Margrethe I (1375-1412).
Interesting Facts:
Lord of the Rings Illustrations
Making animal costumes
An interesting article
Her famous raincoat
Check out the latest official portrait of Margrethe, released 9/21/20, to mark her 80th birthday.
Marriage:
Henrik, Prince Consort (1934-2018)
Born Henri Marie Jean André de Laborde de Monpezat
He met Princess Margrethe, who was studying at the London School of Economics, while working at the French Embassy. They dated for a year before Henrik proposed.
Interesting Facts:
Henrik became the first male consort in Danish history. This meant there were no clear descriptions of his duties and he struggled with this throughout his life. He felt frustration with his lesser title and lack of recognition, and was public with his frustrations that his title put him on the same level as his sons and grandsons.
In 2002, he left Denmark for France after his son, the Crown Prince, was made the host of a reception in the absence of Queen Margrethe. "For many years I have been Denmark's number two," he said. "I've been satisfied with that role, but I don't want to be relegated to number three after so many years." Henrik "fled" Denmark to reflect on his status in the Danish Royal Family. Queen Margrethe flew to France to meet her husband. After three weeks he returned to Denmark.
In 2008, Queen Margrethe conferred the new Danish title “Count of Monpezat” to both of her sons and made it hereditary for their male-line descendants, both male and female, as a nod to her husband.
In 2015, it was announced that Henrik would conclude his official duties on January 1, 2016. In April of 2016, Henrik renounced the title of Prince Consort, and in 2017 publicly announced he refused to be buried next to his wife in Roskilde Cathedral, where Danish royals have been buried since 1559.
"It is no secret that the Prince for many years has been unhappy with his role and the title he has been awarded in the Danish monarchy. This discontent has grown more and more in recent years," the Royal Danish House's director of communications told tabloid BT, in a quote verified and translated by Reuters.
"For the Prince, the decision not to buried beside the Queen is the natural consequence of not having been treated equally to his spouse - by not having the title and role he has desired," the spokesperson told the wire service.
Henrik was diagnosed with dementia in 2017 and died in 2018 after complications from a lung infection.
Though Henrik often struggled with his title as Prince rather than as King, their match was still a love match. In fact, prior to his death, he arranged a tribute to Daisy during his funeral. Read about it here.
Crown Prince Frederik (b. 1968)
Full title: Frederik, Crown Prince of Denmark, Count of Monpezat. Danish Kings alternate between being named Frederik and Christian (you'll see his eldest son is named Christian).
Full Name: Frederik André Henrik Christian
Interesting Facts:
See a video of Fred and Mary on a visit to America
There was a recent documentary of Fred titled "My Way". See a trailer here. I can't seem to find a link to the entire thing so someone help a girl out!
Marriage:
Fred met Australian Mary Elizabeth Donaldson at a Sydney bar (Slip Inn) during the 2000 Sydney Olympics. They started a year-long relationship with Frederik making secret trips to Australia, and in 2001 Mary moved to Denmark. They were married in 2004.
Watch their wedding here. Fred notably cried as his wife walked down the aisle
Deep dive into Mary's dress here
From 2018 – Mary gave one of my all-time favorite (emotional!) speeches as a tribute to her husband on his 50th birthday . Watch here
Crown Princess Mary (b. 1972)
Mary was born the youngest of four children to Scottish parents. She grew up primarily in Tasmania and after graduating from college worked in advertising in Melbourne and Sydney.
Interesting Facts
Mary has been open about her “Princess Training”. She has talked about her struggles in interviews to become fluent in Danish, which has a reputation as one of the hardest to learn due to its eclectic-sounding consonants, hard and guttural sounds and plethora of vowels. She had months of intensive lessons to learn the language.
She enrolled in a $1195 course at Starquest Studios in Double Bay, run by style consultant and actor Teresa Page. The training included instructions on how to relate to other people, how to walk into a room, how to socialize, and how to perform in front of the camera.
She reportedly hired hair and make-up artist Soren Hedegaard to help polish her look in the lead up to her royal wedding, and hired Danish stylist Anja Camilla Alajdi to consult on her fashion choices.
Mary also had to be schooled in Danish society, politics, history and language. Per Thornit was tasked with Mary's royal transition through his role as chief-of-court. He was instrumental in her understanding of Danish political life, taking her to meetings with the Prime Minister, key public servants and other important leaders. Thornit was also helpful in preparing Mary for the finer points of being a princess – including how to accept a bouquet in public and when to discreetly pass it on.
Fred and Mary have 4 children:
Prince Christian (b. 2005)
Princess Isabella (b. 2007)
Prince Vincent (b. 2011) *Twins
Princess Josephine (b. 2011 ) *Twins
Prince Joachim (b. 1969)
Has studied economics, and speaks Danish, French, English, and German. Is currently living in France with his family to attend a military educational program at Ecole Militaire. Earlier in June 2020 the Danish Secretary of Defense appointed the Prince to Brigadier General due to his new acquired educational merits at École Militaire. He was subsequently appointed to Military Attaché at the Royal Danish Embassy in Paris, France for the next three years by the Danish Ministry of Defense. The Prince will commence his new position 1 September 2020.
In July of 2020 was admitted to Toulouse Hospital for a blood clot in his brain. He is currently recovering in France.
In a recent interview Princess Marie, his current wife, was asked about their happiness in France. She indicated that the move “was not their choice”.
Joachim is sometimes known for being a party-prince, and his stay in Paris has raised the eyebrows of some Danes. In the French city, he's said to have no royal responsibilities and is still enjoying a handsome wage – believed to be $834,000 a year – from the Amalienborg Palace’s purse.
First Marriage:
Married Alexandra Manley, a Hong Kong-born sales and marketing executive in 1995. The two met at a dinner party in Hong Kong in 1994 and kept their relationship a secret. They divorced in 2005, however by all accounts have an amicable relationship. Alexandra often attends family events with Joachim and his current wife, Marie, and is included in family pictures if her two children are involved.
Alexandra was gifted a tiara for her wedding and got to keep it after her divorce. It’s one of my favorites.
A popular Copenhagen tabloid had this to say about their divorce: 'It appears Joachim had become ... a party prince with a passion for loud music, strong drink and attractive female company,' Ekstra Bladet reported.
They have two children together:
Read their engagement interview
Their wedding
Second Marriage:
Prince Joachim and Princess Marie met while Joachim was still married to his first wife, Countess Alexandra. They were invited to a dinner and, being the only two French-speaking people invited, their host introduced them. Their romance, however, started much later. They were married in 2008. They have two children together.
Watch their engagement interview
Watch a documentary in English where Marie talks about her life in Denmark
It is reported that there could *possibly* be tension between Joachim’s first and second wives. You can see an article/video here and decide for yourself
Alexandra Manley, Countess of Frederiksborg (b. 1964) (1st wife of Joachim)
Alexandra was born in Hong Kong, the eldest of three daughters. She met Joachim at a party in Hong Kong where he was working for a Danish shipping company.
Alexandra became popular with the Danish people. Known for her fashion sense and charity work, she was dubbed the Diana of the North. She is a native English and German speaker (through her father and mother, respectively), and her fluency in German helped her pick up the Danish language quickly. Within a few months she spoke it nearly without accent, which further endeared her to the Danes.
She and Joachim divorced in 2005 however she was allowed to keep her title. She has been remarried and divorced once since.
Princess Marie (b. 1976) (2nd wife of Joachim)
Marie was born in France, the only child of wealthy parents.
A self-sufficient woman, Marie had held jobs in PR and advertising before landing a gig as an executive secretary in ING Numismatic Group SA, where she worked until her engagement to Joachim.
The Dowager Princess of Sayn-Wittenstein-Berleburg, Princess Benedikte of Denmark (b. 1944)
Often represents her elder sister at official or semi-official events. She married Richard, 6th Prince of Sayn-Wittgenstein-Berleburg and has 3 children. The couple met at the wedding of Princess Beatrix of the Netherlands and Claus von Amsberg the previous year. Benedikte was there representing her father, King Frederik IX of Denmark, and Richard was a close friend of the groom.
She and her two sisters are extremely close. Since her wedding, Princess Benedikte has divided her time between her marital home at Berleburg Castle, Germany, and Denmark, where she keeps residence at Christian VIII’s Palace in the Amalienborg Complex. Her Royal Highness has also acted as Assistant Regent of Denmark in the absence of her sister, the Queen, Crown Prince Frederik and Prince Joachim.
See info from their wedding
The Queen of the Hellenes, Queen Anne-Marie of Greece (b. 1946)
We’ll have a separate thread for the Greek Monarchy so I will keep this description short. Anne-Marie is the youngest daughter of King Frederick of Denmark and sister to the current Queen. She married King Constantine II of Greece in 1964.
The Greek monarchy is now defunct. Queen AM and her family retain their titles out of courtesy and lived primarily in London after the downfall of the monarchy, though they have since moved back to Greece. She often appears at events with her eldest sister, the Queen, in Denmark.
New Year's Eve Ball
One of my favorite events of the year, the Danish Royals host a NYE ball for government officials and parliamentarians.
Take a look from 2020 or deep dive into prior years for a tiara-fest. Evening gowns, tiaras, furs, oh my!
Jewels
See an overview of their tiaras here
Read a previous RoyalGossip thread on their tiaras here
Fashion
Crown Princess Mary is known as a fashion icon around the world. Feel free to post your favorite outfits of hers below. Personal note - I think she KILLS the evening gown game.
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2020.09.23 01:47 Leather_Term Revealed: Bill Clinton’s Intimate Secret Dinner With Ghislaine Maxwell

thedailybeast.com Sep. 22, 2020
The former president invited Ghislaine Maxwell to a cozy dinner in L.A. in 2014, years after she had been accused by a victim of procuring girls for Epstein’s sex ring.
After a star-studded gala in February 2014, Bill Clinton and his entourage headed to a vegan restaurant in Los Angeles for an intimate dinner with friends.
Their destination was Crossroads Kitchen, a Melrose Avenue hotspot that counts Beyoncé, Christina Applegate, and Katy Perry as fans, and features a menu with artichoke “oysters,” hearts of palm “crab cakes” and tagliatelle “bolognese.” That night, the restaurant was bustling. One insider spotted producer Jerry Bruckheimer and actor Bruce Willis, while TMZ recorded actor Sean Penn gliding through the front door.
Producer Steve Bing—Clinton’s friend, major Democratic donor, and investor in the restaurant who died by suicide this year—was already there waiting for the former president.
Former Clinton staffers Ben Schwerin, a future Snapchat executive, and then-talent agent Michael Kives were also invited to the swanky soiree.
But two other unlikely guests joined the party that night: British socialite Ghislaine Maxwell—accused of procuring underage girls for sex-trafficker Jeffrey Epstein—and tech CEO Scott Borgerson, now rumored to be her husband.
According to information obtained by The Daily Beast, Clinton’s advance team secured seating for the invitees and specifically noted Maxwell and someone named “Scott” had RSVP’d for the Thursday gathering.
Multiple sources with knowledge of the situation say aides had squabbled over Maxwell’s invitation beforehand due to her links to Epstein. Even to this day, Clinton insiders continue to point fingers over who should be blamed for Maxwell’s addition to the event.
The sources told The Daily Beast that longtime Clinton gatekeeper Doug Band cut Maxwell out of the president’s network in 2011 before he left Clinton’s employ the following year. (Band flew on Epstein’s private jet, including for Clinton’s 2002 humanitarian trip to Africa, and was listed in Epstein’s Little Black Book.)
Information obtained by The Daily Beast indicates Jon Davidson, Clinton’s deputy chief of staff, knew Maxwell was attending the 2014 dinner, which he helped to organize. Davidson did not return messages seeking comment.
“This is an intimate dinner with Clinton in L.A.,” said one source who was disturbed by the decision. “Think of all the people he knows in L.A., and Ghislaine gets to attend.”
Schwerin told The Daily Beast he has no recollection or record of being at the dinner, while Kives said he did not attend and has never met Maxwell or noticed her at other Clinton dinners.
Angel Ureña, a spokesman for Clinton, declined to comment and referred The Daily Beast to a statement he issued in 2019:
“President Clinton knows nothing about the terrible crimes Jeffrey Epstein pleaded guilty to in Florida some years ago, or those with which he has been recently charged in New York. In 2002 and 2003, President Clinton took a total of four trips on Jeffrey Epstein’s airplane: one to Europe, one to Asia, and two to Africa, which included stops in connection with the work of the Clinton Foundation. Staff, supporters of the Foundation, and his Secret Service detail traveled on every leg of every trip. He had one meeting with Epstein in his Harlem office in 2002, and around the same time made one brief visit to Epstein’s New York apartment with a staff member and his security detail. He’s not spoken to Epstein in well over a decade, and has never been to Little St. James Island, Epstein’s ranch in New Mexico, or his residence in Florida.”
One friend of the Clintons told The Daily Beast that Ghislaine was close to Clinton and daughter Chelsea, went backstage at Clinton Global Initiative events, and even visited their homes. The source said the Clintons should take responsibility for spending time with Maxwell, who allegedly offered the Clintons hotel stays, air travel, and other largesse.
“It’s always someone else’s fault, it’s always not true,” the friend said. “They’re always fighting against the reporting and not that they did it. That’s the problem.”
By the time of the Crossroads dinner, the press had widely reported on Epstein’s abuse of girls at his mansion in Palm Beach, Florida, and lawsuits filed by victims of his trafficking scheme.
Claims of Maxwell’s involvement were known to Clinton staffers in 2011, when the Daily Mail reported on survivor Virginia Roberts Giuffre, who said Epstein and Maxwell trafficked her to Prince Andrew when she was 17. The report included a photograph of the British royal posing with Giuffre at Maxwell’s London home. In the picture, Maxwell smiles in the background as Andrew grips Giuffre’s bare waist.
It’s unclear why Maxwell was reintroduced into Clinton’s circle—at least for one cozy meatless dinner in Los Angeles on Feb. 27, 2014.
The night of the dinner, one person remembered Borgerson in particular because he wasn’t Ted Waitt, Maxwell’s ex-boyfriend and the billionaire Gateway co-founder. Waitt is a friend and supporter of the Clinton family, donating at least $10 million to the Clinton Foundation. “She had dated Ted Waitt for some time, so for her to go to a dinner like that, with someone who’s not Ted, was indicative that things moved on,” the source added.
TMZ reported Clinton dined with Penn that night but didn't mention any of the other boldfaced names. The gossip site published video footage of Clinton slipping into the back of the restaurant after a Secret Service motorcade parked, and of Penn striding through the entrance, ignoring a stringer’s questions about meeting Bill.
Hours earlier, the men rubbed elbows at the Unite4:Humanity gala at a Sony Pictures Studios lot, where singer Demi Lovato and other celebrities took selfies with the former president. Clinton, who received a “unity recognition award,” was the keynote speaker.
Clinton flew to New York the next morning, but Maxwell stayed in California. Three days after the group dinner with Clinton, Maxwell attended the Vanity Fair Oscar bash in West Hollywood, where a photographer snapped her with Elon Musk (who, in response to Twitter critics, claimed he was photobombed).
Another source with long ties to Clinton told The Daily Beast they were relieved Page Six or another outlet didn't catch wind of the gathering.
In 2014, Maxwell worked to reinvent herself through her oceans nonprofit, the TerraMar Project, and was photographed at a slew of society parties. She jet-setted to Alaska for the Iditarod, and spoke at a UN roundtable, Google’s Ocean Agenda conference, and a TEDx conference in Charlottesville, Virginia.
Maxwell, now awaiting trial for perjury and grooming girls for Epstein, was friendly with the Clinton clan for years. She had a front-row seat at Chelsea Clinton's wedding in 2010, reportedly as Waitt’s plus-one, at the Astor Courts estate in Rhinebeck, New York. Maxwell, Chelsea, and husband Marc Mezvinsky “flew together on a private plane to rendezvous with Waitt for a trip on Waitt’s yacht” around that time, Politico reported.
Last year, a spokeswoman for Chelsea told CNN the former first daughter was only acquainted with Maxwell because of Waitt.
Still, Maxwell’s ties to the Clintons run deeper. As The Daily Beast previously revealed, Maxwell and Epstein attended a reception at the White House during Clinton’s presidency. Bill and Hillary Clinton hosted the 1993 event for donors to the White House Historical Association, which funded Oval Office renovations including gold draperies and a new rug.
Maxwell’s dubious charity, the Max Foundation, showed a $2,500 contribution to the “Clinton Library and Foundation” in 2003. And in 2002 and 2003, the socialite traveled with the former president when he took trips on Epstein’s plane throughout Asia and Africa. Maxwell also flew from Miami to Westchester County, New York, with a group that included Epstein, Clinton, Secret Service agents and Sarah Kellen, Epstein’s personal assistant and alleged accomplice.
In 2009, one attorney for Epstein victims hired an investigator to serve Maxwell with a subpoena as she schmoozed at the Clinton Global Initiative Annual Meeting in New York. “To say she was upset about being publicly served at this function is an understatement,” attorney Brad Edwards wrote in his book.
Clinton isn't the only high-profile politician under fire over ties to Epstein and Maxwell.
President Donald Trump palled around with Epstein in the '90s and at least until 2002, when he called the hedge-funder a “terrific guy” in an interview with New York.
“I’ve known Jeff for fifteen years. Terrific guy. He’s a lot of fun to be with. It is even said that he likes beautiful women as much as I do, and many of them are on the younger side. No doubt about it—Jeffrey enjoys his social life,” Trump told the magazine.
In 1992, Trump held a “calendar girl” competition at his Mar-a-Lago resort in Palm Beach, and Epstein was reportedly the only guest.
The same year, Epstein and Trump were videotaped at what appears to be a different party at Trump’s private club. Found in NBC archives, the footage was for a talk-show profile on Trump’s new life as a divorcee. The men ogle women on the dance floor, and Trump apparently tells Epstein, "Look at her, back there. ... She's hot." Epstein smiles and nods before collapsing into giggles after Trump whispers something in his ear.
Jane Doe, one survivor of Epstein’s sex ring, said the financier introduced her to Trump in 1994, when she was 14 years old. Her lawsuit said Epstein “elbowed Trump playfully” before asking, “This is a good one, right?”
“Trump smiled and nodded in agreement,” Doe’s complaint alleges. “They both chuckled and Doe felt uncomfortable, but, at the time, was too young to understand why.” (Doe does not accuse Trump of any misconduct.)
Epstein and Trump “were good friends,” Epstein’s brother Mark told the Washington Post, adding that Trump flew on Epstein’s plane “numerous times.” The financier’s address book contains multiple entries for Trump and now-First Lady Melania.
The men supposedly had a falling out over real estate in 2004, when Epstein tried to outbid Trump in a bankruptcy auction for the Palm Beach mansion of nursing home magnate Abe Gosman, according to the Post.
Three years later, Page Six reported Epstein was banned from Mar-a-Lago.
Trump also apparently hobnobbed with Maxwell. At a COVID press conference in July, Trump told reporters he met Maxwell “numerous times over the years” but couldn’t answer whether he thought the beleaguered socialite would spill dirt on other famous people accused of partaking in Epstein’s trafficking scheme.
“I don’t know. I haven’t been following it too much,” Trump said. “I just wish her well, frankly. I’ve met her numerous times over the years, especially since I lived in Palm Beach. I guess they lived in Palm Beach. But I wish her well, whatever it is.”
submitted by Leather_Term to Epstein [link] [comments]


2020.09.21 22:05 Blackcat1206 My Uncle. "Three Gangsters" and Me.

When I was 22, my Uncle showed up at my small one-bedroom bungalow. As always; every time any of my four uncles showed up, my heart sunk. To say that B V with messed up would have been the understatement of the year. He has always been a dodgy character, but the Uncle I have the strongest relationship with out of the four (personally for me the best of a bad bunch, and that's scraping the barrel!) He, like the other three, was a criminal at that point and associated with some pretty unsavoury people; there was nothing new about that.
None of the rest of the family have broken the law. My Grandda was a long service soldier and a hard-working family man, likewise, Gran gave birth to nine babies, and in between those times had very responsible P.A jobs in London. Their five daughters (although not having easy lives, and having their own personal troubles and tragedies) have all managed to grow up in the same house without breaking the law in any way all supporting themselves, and their children by maintaining (again) very good, responsible jobs whilst raising us, their children to all (in one way or another) be high achievers and really good people with strong moral compasses.
Back to B V., He had obviously been up to no good, as he was paranoid, jittery, and on edge. He was also using in a big way. I called my Mum and she came around. I told B V he could stay the weekend, with two conditions. No stolen goods and no drugs. He agreed a little reluctantly and settled down. Mum decided to stay too in case it went pear-shaped. It did.
The next day was Friday and my day off work. B V went out early. It was a lazy day, I was just doing a bit of tidying up. I was cleaning around a massive pot plant and stuffed down inside it a found a huge bag of suspect looking white powder (which didn't look for personal use) various nasty looking weapons and several nice-looking pieces of jewellery. I was very narked off, to say the least, but after showing Mum I left the dubious stuff where it was, as I needed time to think about what I should do. When B V got back from wherever it was he went; I asked about the items. He lied, as usual, saying that he had down a job (legal of course!) for and old "Friend" and that was his payment. I told him straight out I didn't believe a word he had told me; and that I wanted him and his stuff out first thing in the morning.
The next day Mum and I got up and noticed B V was gone; I looked for the stuff and saw it was still there. Mum had to work that morning she told me she'd be straight home after and I settled down for a quiet chilled morning.
Around 11.00 am, there was a loud knock on the door, followed by someone having fun with the buzzer. As I use a wheelchair it takes me a bit of time to get to my front door if I'm alone, so I was getting more and more annoyed by the incessant commotion. On opening the door, I came face to face with the three of the meanest, nastiest, and skankiest men I have ever seen. They all looked straight ahead and because I was at a lower level their eyes went down to meet mine; to be fair they all seemed surprised by my appearance. ( I was very small and skinny and looked more like 14 than 22) They all looked at each other in utter shock before I said. "Hello, can I help you?" The middle"Gangster" ( the nastiest looking one said "We're looking B V sweetheart! Is he around?" One of the others said " He said he was staying with a girl (my name)" I was bricking inside but the sheer audacity of my Uncle made anger took over my fear and made me braver. I said "No, he's not around, he's gone, he won't be back, and that's me! I'm his Niece!" The three thugs looked really uncomfortable and shuffled looking at each other. I said. "Well?!" "He has something of ours. Do you know where it could be?!" The middle mean one asked. "Yeah, I'll get it for you! Wait there!" I told the three of them and shut the door on them. As I did; I heard one of them saying. "That's low even for B V! You see her?! She's a kid in a wheelchair!"
When I got back with their belongings I shoved it at the meanest one and said. "When you do see B V again; tell him from me if he even thinks about coming here again I'll call the police and that goes for you too!" The mean one said " He had our stuff, we had to get it back!"
I said still blagging. "That's fine! I'm just saying what I will do!" The three thugs nodded and left hurriedly
After they left, I was shaking all over I was really scared and upset. When Mum got home I told her about the"incident". She went ape.
I know that at a later date she saw her brother and threatened him with something nasty if he ever came near me or bought his "criminal scumbag mates!" around me again and to give his due he never has.
submitted by Blackcat1206 to creepyencounters [link] [comments]


2020.09.21 22:02 Blackcat1206 My Uncle. "Three Gangsters", and Me.

When I was 22, my Uncle showed up at my small one-bedroom bungalow. As always; every time any of my four uncles showed up, my heart sunk. To say that B V with messed up would have been the understatement of the year. He has always been a dodgy character, but the Uncle I have the strongest relationship with out of the four (personally for me the best of a bad bunch, and that's scraping the barrel!) He, like the other three, was a criminal at that point and associated with some pretty unsavory people; there was nothing new about that.
None of the rest of the family have broken the law. My Grandda was a long service soldier and a hard-working family man, likewise, Gran gave birth to nine babies, and in between those times had very responsible P.A jobs in London. Their five daughters (although not having easy lives, and having their own personal troubles and tragedies) have all managed to grow up in the same house without breaking the law in any way all supporting themselves, and their children by maintaining (again) very good, responsible jobs whilst raising us, their children to all (in one way or another) be high achievers and really good people with strong moral compasses.
Back to B V., He had obviously been up to no good, as he was paranoid, jittery, and on edge. He was also using in a big way. I called my Mum and she came around. I told B V he could stay the weekend, with two conditions. No stolen goods and no drugs. He agreed a little reluctantly and settled down. Mum decided to stay too in case it went pear-shaped. It did.
The next day was Friday and my day off work. B V went out early. It was a lazy day, I was just doing a bit of tidying up. I was cleaning around a massive pot plant and stuffed down inside it a found a huge bag of suspect looking white powder (which didn't look for personal use) various nasty looking weapons and several nice-looking pieces of jewellery. I was very narked off, to say the least, but after showing Mum I left the dubious stuff where it was, as I needed time to think about what I should do. When B V got back from wherever it was he went; I asked about the items. He lied as usual saying that he had down a job (legal of course!) for and old "Friend" and that was his payment. I told him straight out I didn't believe a word he had told me; and that I wanted him and his stuff out first thing in the morning.
The next day Mum and I got up and noticed B V was gone; I looked for the stuff and saw it was still there. Mum had to work that morning she told me she'd be straight home after and I settled down for a quiet chilled morning.
Around 11.00 am, there was a loud knock on the door, followed by someone having fun with the buzzer. As I use a wheelchair it takes me a bit of time to get to my front door if I'm alone, so I was getting more and more annoyed by the incessant commotion. On opening the door, I came face to face with the three of the meanest, nastiest, and skankiest men I have ever seen. They all looked straight ahead and because I was at a lower level their eyes went down to meet mine; to be fair they all seemed surprised by my appearance. ( I was very small and skinny and looked more like 14 than 22) They all looked at each other in utter shock before I said. "Hello, can I help you?" The middle"Gangster" ( the nastiest looking one said "We're looking B V sweetheart! Is he around?" One of the others said " He said he was staying with a girl (my name)" I was bricking inside but the sheer audacity of my Uncle made anger took over my fear and made me braver. I said "No, he's not around, he's gone, he won't be back, and that's me! I'm his Niece!" The three thugs looked really uncomfortable and shuffled looking at each other. I said. "Well?!" "He has something of ours. Do you know where it could be?!" The middle mean one asked. "Yeah, I'll get it for you! Wait there!" I told the three of them and shut the door on them. As I did; I heard one of them saying. "That's low even for B V! You see her?! She's a kid in a wheelchair!"
When I got back with their belongings I shoved it at the meanest one and said. "When you do see B V again; tell him from me if he even thinks about coming here again I'll call the police and that goes for you too!" The mean one said " He had our stuff, we had to get it back!"
I said still blagging. "That's fine! I'm just saying what I will do!" The three thugs nodded and left hurriedly
After they left, I was shaking all over I was really scared and upset. When Mum got home I told her about the"incident". She went ape.
I know that at a later date she saw her brother and threatened him with something nasty if he ever came near me or bought his "criminal scumbag mates!" around me again and to give his due he never has.
submitted by Blackcat1206 to DarknessPrevails [link] [comments]


2020.09.21 22:00 Purp1eW0lf OSCP Lab & Exam Review and Tips

So I want this to hopefully be a bit more than the obligatory 'I passed the OSCP' , and offer some advice for those who want to take the exam as well as give my opinions of the course. It's a lengthy post, with advice from beginning to end of an OSCP path.
TL;DR: commit to preparation. Complete every OSCP-related resource and you will pass.
The topics we're going to go through:
  1. OSCP preparation
  2. Purchasing the OSCP
  3. Coursework
  4. Buffer Overflows
  5. Lab Report
  6. Labs themselves
  7. Pre exam prep
  8. Exam itself
  9. Exam reporting
  10. Post exam
Pre -OSCP preparation
Before you pay for the OSCP labs, I would recommend that you take up the following free (or cheap) resources:
Purchasing OSCP
When you're reading to purchase your OSCP course, there are a number of options for what you can pay for. I'm not going to dwell on this for too long but what I will say is this: if you have children, intense work commitments, or an unforgiving significant other - choose the 90 day option. If you don't have children, if your workplace is understanding, and if your SO is forgiving - choose the 60 day option.
OffSec can take up to a fortnight to accept your payment and send you the course details, so please do keep this in mind when it comes to scheduling and timing. I didn't realise there would be such a gap in time, and ended up losing losing a week of time I had set aside for the course.
OSCP Coursework
For the majority of the coursework, I was frustrated. It felt like 800 pages of content that was outdated and time-consuming. Looking back now, though, I see that OffSec weren't trying to teach me answers but were in fact trying to foster a mentality in how to approach tasks. The content isn't all bad either, as there was some techniques and tips that I was genuinely impressed with and used in the exams.
There may be some who say that completing the coursework is not worth the five points you receive towards the final exam. I say those people are either overconfident in their abilities or misunderstand simple math. As there's little we can do for the former, let's examine the latter: the OSCP Exam comes in the form of five machines, with two 25 point machines, two 20 point machines, and one ten point machine. One of those machines is a buffer overflow machine (which is a guaranteed 25 points). When you add up a combination of a handful of these machines, you can start to see how five points can be the difference between a pass and fail. Moreover, let's just say you pass with what you think is 73 points but OffSec deduct four points because of sloppy reporting. That's a fail. Whereas those extra five points you would have received from the coursework would have pushed you into a more comfortable passing mark.
In essence, the coursework is dull and painful for 90%. But the 10% of interesting stuff, plus the five points, makes it undeniably worth it. Please do the coursework. I would recommend banging out the course report as soon and quick as you can. I spent eight days, giving fifteen hours a day just burning through the course so I could get it out of the way. I will assume you're more intelligent than I am and will get through the coursework much faster than I did.
OSCP Coursework: Buffer Overflow
The buffer overflow section in OffSec's course pdf is awful. It was my least favourite part of the whole course, and it kept coming up again and again throughout the 800 pages. They don't explain it well from the beginning and that confusion persists as you go through the BOF sections. It's the only part of the entire course that I was actually frustrated I had paid OffSec this much money.
Fortunately for me (and now for you) I had gathered some resources before starting the labs and had already perfected my BOF skills. I would recommend you first follow Heath Adams' Cyber Mentor BOF guide. He teaches the part-manual, part-automated method, and helps you understand some of the theory. Once you've completed this, then move onto Tib3rius' BOF practice room on Try Hack me. It teaches you the mostly automated method for a BOF, and it is the easiest, quickest way by far. Heath's guide is necessary, as he teaches you a middle-way that makes sure you wouldn't be lost if your automated tools stopped working. OffSec's method is maybe too manual. And I understand that they want to impart the lesson of doing things manually, but for a topic as confusing as BOF it's better to use Tib3rius' automated BOF methods that are allowed in the exam.
OffSec is gonna have you working those bad characters out manually, eyeballing each one in tiny font six. And you're gonna do it, as that's the requirement for passing the coursework. And you're gonna fuck up one of those characters and your exploit won't work, because human error is bound to kick in when you're doing with that many slashes, x's and 0s. All I can say is sigh deeply to yourself and do it OffSec's way for the coursework. Come exam time, Tib3rius' way is the way to go.
OSCP Lab Report
The other requirement to get those five points is to complete ten machines in the OSCP lab, and ensure that you have documented these in a report. I don't have much to say about this either, as it's straightforward and you would be doing yourself a disservice if you didn't create ten writeups of machines you're going to hack anyway to get yourself points towards the exam.
For both the Lab report and Exam I used more of a 'boot to root' style of writeup. I found OffSec's example report to be too confusing to actually follow per machine. It makes sense in a real world engagement to produce a report that looks at things per vulnerablity (not per host). However this isn't the real world, so feel free to use a walkthrough style for your reporting too.
OSCP Labs
The labs are around sixty vulnerable machines split across a handful of networks. You will have immediate access to around forty machines, with the remaining machines hidden in those secret networks. I completed every single machine, as I saw these as 'practice exams'. Therefore my logic was completing every practice exam meant I would be in better stead for the real deal.
I want to address two major criticisms I have about the OSCP labs.
I wanted to critique the Student Admins, who are on Helpdesk for any tech issues you're having as well as to give you pointers on machines. I only had two experiences with student admins, and whilst they were both nice people I think that English was not their first language and as a result their advice (and the conversation in general) was difficult. When someone is trying to give you a cryptic hint to a machine, and their command of English isn't that strong, it's not gonna go well for you. However I am reserving this as an actual thing OffSec should improve as I don't see how they could. They could hire student admins who have demonstrably high-level fluency in English, but maybe they do and I just got unlucky the two times I communicated with them? At any rate, I would gladly sign up to be a Student Admin as I would enjoy advising fellow students on hints and tips throughout their labs.
Pre-Exam
Book your exam date as early as you can, as the slots fill up quickly. I know it's difficult to know what life will be like two or three months time, but it's necessary I'm afraid. You don't want to leave a big gap between finishing the labs and doing your exam.
A fortnight before your exam, email OffSec and ask for a test session for your equipment. As the exam is proctored (someone watches you via webcam and monitors the activity on your host OS' screen) you need to test and make sure all the software works. The last thing you want on exam day is for a tech problem to eat into your time or have your exam cancelled. My host OS was Kubuntu, and I used this camera which said it worked for Linux systems, so I definitely wanted to test my system and make sure it all worked well.
Please keep hardware requirements in mind too. I'd recommend you have at least 16gigs of ram, as you won't just be running your VM but you'll be running the proctoring software too. You'll also want good ram, and a computer that won't overheat, as you'll be running the machine for long periods of time and it will be doing intense work. The last thing you want is for your computer to die mid exam!
Exam
I won't go into detail here, as the OSCP exams are not to be discussed at length.
My approach to the OSCP was a commitment to preparation. I wanted to make sure that no matter what was thrown at me, I had experience in it and wouldn't be faced with a service or configuration that I'd never seen. This paid off, as within four hours I had gained enough points to pass, and after eight hours I asked the proctor terminate my VPN connection.
I would strongly advise you take perfect screenshots and okay-ish notes whilst you're hacking the machines in the exam. This will make the reporting requirement easier.
Keep two copies of the Kali exam image, and use snapshots just in case. The last thing you want is for your VM to break and not restart.
Post-Exam
After you've rooted your exam machines, you need to write your report and submit it to OffSec. Be meticulous here. Don't just screenshot what you did, but also include the commands you ran. I want you to write that report like your significant other, your grandma, your dog is gonna pick up that report and follow each page so they can re-create every step to root. This doesn't mean you're going to write the report like its a 'explain like I'm five'. Rather, you're going to write the report that is replicable and clear.
Once you've written your exam report, you're going to send that and your coursework and lab reports to OffSec. OffSec have a dedicated page for their exam guide, focus on section three. It is entirely possible to root every single machine, complete every single coursework and lab requirement, send off your reports and fail the exam. Why? Because OffSec's rules for exam submission are incredibly punitive, and require you to zip reports, password protect them, upload them, copy links and email them - it's a highly-choreographed dance that OffSec has us do post-exam, and they don't explain it well.
This is an area I am hugely critical of OffSec for. They don't need to fail a person who rooted every machine and completed all course tasks just because they sent 'exam report.pdf'. I understand they have thousands of students, and can't chase them all up to meet administrative requirements. But, OffSec, that IS all you'd be failing someone for: administrative requirements. In real life, I have not found that a client will refuse payment because of a report name, or will reject an entire report because they had trouble unlocking the password-protected file.
This is an area I would also like to OffSec improve on, as they have strict rules but do not explain it well. For example, does the coursework report and ten-machine-lab report get submitted in two separate reports, along with your exam report, or do you condense those two into one course/lab report and send that off with your exam report? I don't really know. I did the latter. It seemed to be okay for me as I passed, but greater clarity from OffSec would be even better.
And after the OSCP Exam?
OffSec state it may take thirty days to get results, but from what I've seen most people get their results within five days. I imagine a weekend submission may take a little bit longer. I did my exam early in the weekday and received my results midday two days later. The certificate does seem to arrive a little bit more erratically, due to COVID 19, as I haven't worked out a pattern of who receives theirs and when. I passed less than a week ago, so I won't see mine for maybe a little bit more.
And that's it, that's everything I have for you. I hope that was informative. It was certainly cathartic to write, and I hope it can offer someone some guidance or reassurance. I'm always available for a chat, whether that's here in the comments, in a DM, or my Twitter .
I'm hungry for more certifications, and I'm hoping OffSec update their OSWP course soon so I can sink my teeth into that. I've got eighteen months left to complete my InfoSec doctorate, and I'm also looking for Junior Pen Tester positions in London, as I want that guidance and mentorship in the professional world.
Take care of yourselves my friends,
Ray
submitted by Purp1eW0lf to oscp [link] [comments]


2020.09.21 11:11 BlockDotCo Get ready for impact of blockchain, lawyers told

Link to Legalfutures article: https://www.legalfutures.co.uk/latest-news/get-ready-for-impact-of-blockchain-lawyers-told
Blockchain and associated distributed ledger technologies (DLT) will storm the world of international commerce, boosted by the Covid-19 pandemic, new guidance for lawyers has predicted.
Produced by the Tech London Advocates’ blockchain legal and regulatory group and the Law Society, it explains the role smart contracts, cryptoassets and blockchain might play in future legal practice.
It included a list of recommendations for regulation relating to DLT. Experts from major firms such as Bird & Bird, Mishcon de Reya, Baker McKenzie, Herbert Smith Freehills, Clifford Chance, Allen & Overy and Wiggin, provided detailed technical guidance and suggestions as to best practice for lawyers.
These included standardising data governance, such as clarifying what GDPR compliance looks like for developers of blockchain technology; devising clarity on how existing copyright case law should be applied to DLT; guidance from the judiciary as to the effectiveness of on-chain dispute resolution; and legislation clarifying the detailed legal meaning of cryptoassets.
The section on the commercial application of blockchain gave the example of a private blockchain – as opposed to a public one that anyone can view – being used by a supermarket and multiple client farmers supplying it with products.
The supermarket would act as a trusted intermediary, holding the data, and farmers would access the blockchain via an app to send their fresh milk to the depot.
Each palette of milk containers would have an identifying chip making it easy to track and trace. Cameras linked to the blockchain would record pick-up and delivery. If there was a problem with the goods, it would be easy to locate their whereabouts and recall them.
The author concluded: “There is no doubt that blockchain is not the solution for every kind of problem.
“However, in some specific cases, a private blockchain may be useful because the technology makes it hard to edit data once it has been recorded on the blockchain; and, by virtue of the use of digital signatures, helps to bring together disparate parties for better coordination and sharing of data.”
The advantages of smart legal contracts included the potential for greater transparency of contractual terms, efficiency in automating performance, and scope for using novel dispute resolution mechanisms such as pre-authorising the transfer of funds to limit the need for post litigation enforcement.
There were disadvantages too, such as automating things that ought not be automated – like provisions parties might wish to retain flexibility to amend from time to time – or applying an unsuitable contract for a given transaction.
It suggested that smart contracts were most suitable for transactions that already occurred at scale using standard-form documents, operated within a range of known variables and produced deliverables that could be accommodated by the digitisation process.
The report warned: “Legal counsel may be exposed to liability when facilitating a digitised contract or transaction where full consideration has not been given to the digitisation and transaction flow process, and unintended consequences arise.
“We note that there is no judicial determination on these specific points as at the date of this report.”
The general problem with DLT was that different nodes within the network from which records and transactions were passed could react quicker than others.
This flaw could be manipulated by fraudsters so as to confuse the ledger as to which transactions had occurred, in what order. If this happened, the transfer of payment could be rejected “and the supplier, having already shipped the goods, would be out of pocket”.
Awareness of this flaw meant that transactions should take place only on DLTs that validated the order of information recorded. Blockchain – so-called because it records blocks of data in chronological order – insured an irrefutable chronology was established and maintained.
Anne Rose, an associate solicitor at Mishcon de Reya, founder of the group that produced the report, pointed out that definitions used in relation to DLT were inconsistent and needed to be standardised.
Simon Davis, the Law Society’s president, added: “The publication of this report will provide a clear framework and much needed guidance on the use of blockchain in the legal services sector.
“Technology underpins innovation in legal services and plays a critical role in driving the post coronavirus recovery across all sectors of the economy.
“It is considered that 2020 [and] 2021 are ‘breakout’ years for DLT, and the pandemic has forced businesses and governments to re-evaluate their service and business models more fundamentally than ever before.”
The report adds flesh to the bones laid out in the statement by the UK jurisdiction taskforce of the LawTech Delivery Panel – chaired by Sir Geoffrey Vos, Chancellor of the High Court – which declared that cryptoassets should be treated as property in law.
submitted by BlockDotCo to u/BlockDotCo [link] [comments]


2020.09.20 12:38 grandcityinvestment SBLC Meaning & bg sblc provider

SBLC Meaning & bg sblc provider
What is Standby Letter of Credit (SBLC or SLOC)? A standby letter of credit (SBLC or SLOC) is a legal document that guarantees a bank’s commitment of payment to a seller in the event that the buyer–or the bank’s client–defaults on the agreement. Grand City Investment Limited is a Standby Letter of Credit provider, bg sblc provider, bank guarantee provider, Real SBLC Provider, bank instrument provider, Lease SBLC, SBLC Funding, SBLC Financing & BG SBLC Monetization, We are monetizers of bank instruments.
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A standby letter of credit helps facilitate international trade between companies that don’t know each other and have different laws and regulations. Although the buyer is certain to receive the goods and the seller certain to receive payment, a Standby Letter of Credit (SBLC or SLOC) doesn’t guarantee that the buyer will be happy with the goods. A standby letter of credit can also be abbreviated SBLC Also, a standby letter of credit is different from a bank guarantee.

How a Standby Letter of Credit Works

A SLOC/SBLC is most often sought by a business to help it obtain a contract. The contract is a “standby” agreement because the bank will have to pay only in a worst-case scenario. Although an SBLC guarantees payment to a seller, the agreement must be followed exactly. For example, a delay in shipping or a misspelling a company’s name can lead to the bank refusing to make the payment.

What is the difference between SBLCs and LCs?

A Standby Letter of Credit is different from a Letter of Credit. An SBLC is paid when called on after conditions have not been fulfilled. However, a Letter of Credit is the guarantee of payment when certain specifications are met and documents received from the selling party.
Both the regular letter of credit and standby letter of credit are payment instruments used in international trade. However, there are some basic differences which we will try to explain below. LC Vs. SBLC A. LC: A letter of credit is a promise from the bank that the buyer i.e. importer will fulfill his payment obligation and pay the full invoice amount on time. The role of the issuing bank is to make sure that the buyer pays. In case the buyer is unable to fulfill his obligation, the bank will pay to the seller i.e. the exporter, but the funds come from the buyer. B. SBLC: A standby letter of credit is a secondary payment method where bank guarantees the payment when terms of the letter of credit are fulfilled by the seller. It is a kind of additional safety net for the seller. The buyer may not pay the seller due to multiple reasons such as cash flow crunch, dishonesty, bankruptcy, etc. But as long as the seller meet’s the requirement of a standby letter of credit, the bank will pay.
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The purpose of this letter is to establish a bank guarantee for the deal or transaction with a third party. For example, if an individual wishes to take a loan, but does not have a sufficient credit standing, the bank may then ask for a guarantee from another party (third party), and this is done in the form of a standby letter of credit that is issued by another bank. However, the said individual would then have to produce certain documents or evidence to support the non-performance of the buyer to obtain the payment through the SBLC.
The bank is obligated to make payment if the documents presented comply with the terms of contract. Though, the SBLC are considered very versatile and can be used with modifications to suit the interests and requirements of the buyers and sellers.
Letters of credit are used extensively in the financing of international trade, where the reliability of contracting parties cannot be readily and easily determined. Its economic effect is to introduce a bank as an underwriter, where it assumes the counterparty risk of the buyer paying the seller for goods. The Standby Letter Of Credit (SBLC) is governed by a set of guidelines known as the Uniform Customs and Practice (UCP 600), which was first created in the 1930s by the International Chamber of Commerce (ICC).

Uses of SBLC

An SBLC is frequently used as a safety mechanism for the beneficiary, in an attempt to hedge out risks associated with the trade. Simplistically, it is a guarantee of payment which will be issued by a bank on the behalf of a client. It is also perceived as a “payment of last resort” due to the circumstances under which it is called upon. The SBLC prevents contracts going unfulfilled if a business declares bankruptcy or cannot otherwise meet financial obligations.
Furthermore, the presence of an SBLC is usually seen as a sign of good faith as it provides proof of the buyer’s credit quality and the ability to make payment. In order to set this up, a short underwriting duty is performed to ensure the credit quality of the party that is looking for a letter of credit. Once this has been performed, a notification is then sent to the bank of the party who requested the Letter of Credit (typically the seller).
In the case of a default, the counter-party may have part of the finance paid back by the issuing bank under an SBLC. Standby Letter of Credit’s are used to promote confidence in companies because of this.

Types of Standby Letters of Credit (SBLC/SLOC)



Advantages of a Standby Letter of Credit (SBLC / SLOC)

The SLOC is often seen in contracts involving international trade, which tend to involve a large commitment of money and have added risks.
For the business that is presented with a SLOC, the greatest advantage is the potential ease of getting out of that worst-case scenario. If an agreement calls for payment within 30 days of delivery and the payment is not made, the seller can present the SLOC to the buyer’s bank for payment. Thus, the seller is guaranteed to be paid. Another advantage for the seller is that the SBLC reduces the risk of the production order being changed or canceled by the buyer.
An SBLC helps ensure that the buyer will receive the goods or service that’s outlined in the document. For example, if a contract calls for the construction of a building and the builder fails to deliver, the client presents the SLOC to the bank to be made whole. Another advantage when involved in global trade, a buyer has an increased certainty that the goods will be delivered from the seller.
Also, small businesses can have difficulty competing against bigger and better-known rivals. An SBLC can add credibility to its bid for a project and can often times help avoid an upfront payment to the seller.

Cost of SBLC

Grand City Investment Limited are lc, bg and sblc providers, our sblc leasing fee is 4% leasing fee per year. If the bg / sblc is needed for more than one year, there will be an option of rolls and extensions where applicable. If the terms of the contract are fulfilled early, the customer can cancel the BG/SLBC without incurring additional charges.

What is BG SBLC funding, SBLC Financing & BG/SBLC Monetization?

SBLC financing or bank guarantee funding or bg sblc monetization is the process of converting a bg bank guarantee or sblc into a legal tender.
Grand City Investment Limited is a bg sblc monetizers. We can arrange bg / sblc for your import and export transactions, credit enhancement as well as in your trade finance transactions. We can also discount or monetize a bg or sblc @ 75% LTV.
DESCRIPTION OF BUY/PURCHASE BANK INSTRUMENT (BG/SBLC/SLOC)
  1. Instrument: BG (Bank Guarantee) Standby Letter of Credit (SBLC), cash-backed,
    1. Total Face Value: EuUSD 2 Million (Min) to EuUSD 500m (Max)
    2. Issuing Bank: HSBC Hong Kong, Barclays Bank London, Deutsch Bank AG, Frankfurt or any AA Rated Bank.
    3. Term / Age: One (1) Year and One (1) day, Fresh Cut
    4. Invoice Price: 45% Net and 47% Gross of the face value of each BG/SBLC to the Seller, including 2% consultancy fees as per IMFPA.
  2. Consultation Fee: In total of 2%, which is to be split and paid to the consultants as follows:
1% to …(Seller’s Mandate).., paid by the SellePayer-1
1% to ………………………, paid by the BuyePayer-2 7. Delivery of instrument: Bank-To-Bank by SWIFT MT-760, as per the Schedule of Delivery of Buy-Sell Agreement
  1. Payment for instruments: By SWIFT MT-103 wire transfer
    1. Original Hard Copy: By bonded courier to Buyer’s designated Depository Bank within Seven (7) bank working days after receipt of BG/SBLC(s) settlement payment by SWIFT MT-103 into the Seller’s account.
BELOW IS THE DESCRIPTION OF LEASE BANK INSTRUMENTS (BG/SBLC/SLOC)
  1. Instrument: Fully Cash Backed Bank Guarantee {BG} or StandBy Letter of Credit {SBLC}
    1. Total Face Value: USD 2Million (Min) to USD 500m (Max)
    2. Issuing Bank: HSBC Hong Kong, Barclays Bank London or any prime Bank.
    3. Age: One Year and One Day (with rolls and extensions where applicable)
    4. Leasing Price: 4% (+ 2% brokers commission where applicable) 2% broker commission applies to clients that were introduced by brokers
    5. Delivery: SWIFT MT-760
    6. Payment: MT103 Wire Transfer
    7. Hard Copy: Bonded Courier within 7 banking days.9. Bank Transmission fee: Depends on the face value of the bank instrument
How to Obtain a Standby Letter of Credit
The standby letter of credit process is similar to that of obtaining a commercial loan, with a few key differences.
As with any business loan, you will need to provide proof of your creditworthiness to the bank. However, the SLOC approval process is much quicker, with letters often being issued within a week of all paperwork being submitted.
When it comes to issuance, leasing, funding and monetization of any bank instrument such as bank guarantee, standby letter of credit, bg sblc, getting to the finish line is all that counts and that’s what we excel in at Grand City Investment Limited.
Below are a few of the things that make us unique and different from other companies. 1. We are a Government of Hong Kong Licensed Money Lender that Is Legally Registered in Hong Kong since May 29, 1984, that is 37 years of successful service and excellence. 2. we issue bg, dlc and sblc from world class banks such as Citibank New York, Chase Bank, Welsfargo Bank, Bank of America, Credit Suisse, Barclays bank London, HSBC Hong Kong or HSBC London, Standard Chartered Bank London, Dubai or Hong Kong, UBS Switzerland, Deutsche Bank AG Germany or any prime bank of choice. 3. We issue bg sblc in both usd or Euro Currencies, if you pay in usd we Issue in usd & if you Pay in Euro, we issue in Euro. 4. Your Privacy is our Priority, we do not share your data or Business Transactions with third parties. 5. Since 1984 till date No Customer has ever had a failed transaction with us. We have 99% success rate. 6. Brokers Always Welcomed & Protected against possible circumvention. 7. We have solutions for every customer in every industry. 8. We are Efficient, Consistent, Transparent & Reliable 9. We are straight to the point 10. Experienced and qualified staff 11. Extremely Satisfied Clients 12. No prepayment penalty 13. Fast Approvals Closing 14. No Hidden Fees or charges Therefore, if you are looking for Lease or Rent Bank Guarantees, bg, dlc sblc, L/C or loans and project funding then you have come to the right place. Kindly contact us today for all your financial needs. NOTICE TO BROKERS/AGENTS/COMPANY REPS: We value and appreciate brokers who are direct to their clients. New brokers are welcomed and compensated with between 1% to 2% commission on every deal. Here are a few of the many benefits of being a Grand City Investment broker: 📷SBLC Meaning & bg sblc provider Professional Support for brokers Earn between 1% to 2% Commission on Every Deal No Broker Chains, So please Be Direct to your clients Brokers are 100% Protected Against Possible Circumvention. Wide Range of Financial Instruments to choose from such as bg sblc issuance & Monetization Programs.
Email: [[email protected]](mailto:[email protected]) Skype: dr.williams09787
Tags:
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2020.09.18 18:10 ibanez26 Goodbye my Leica, goodbye my friend,you have been the one, you have been the one for me [RANT]

UPDATE: So I contacted YYE and he said due to the postage costs for the both of us, it’s not worth me sending it back.
UPDATE 2: example of capping https://www.instagram.com/p/CFScdaSHZTK/?igshid=169fsf8bgn5zt
So. I bought my 1936 Leica IIIA with an 1955 50mm f3.5 back in January 2020 on eBay. The seller said that it would most likely need a CLA.
When the camera arrived, it worked smoothly. I put some film through it, and it had the shutter banding issue. Took me a while to figure out what it was. So when it was identified, I did some research and found out about Youxin Ye.
So, I sent the camera off from London, UK to where YYE is located. YYE was great, and was reasonably priced for his service. He’s a great bloke and worked wonders. So YYE advised that the camera didn’t need a new shutter, as only 1/1000 was capping, and a cla would sort this. The camera was cleaned and it was obvious that it had been fully cleaned.
Since then, I’ve put about 10 roles through it and it worked flawlessly.
Skip on until two weeks ago. The shutter banding issue came back when I was looking at some scans that from a recent roll that I had developed. I was absolutely furious, as I have read up on the Leica myth and the legendary Leica build quality. And that was just the icing on the cake for me. It made me realise that I had been punishing myself for using such a dated camera. I’m only a hobbyist, and I didn’t even mind using it in the right context. I didn’t even mind the two focus/composing finders. The return of the shutter issue was just a moment of enlightenment.
The film cutting.
The top down loading.
The weird f stop tab on the Elmar.
I could have got it repaired, but after putting £200 for YYE to CLA it, I couldn’t really be asked to do that again, I don’t mind rangefinders, but even my Kiev 4 (sold ages ago) was more user friendly than the Leica iii. I also had a Nikon F2AS staring at me, which has been absolutely flawless in operation. So I made a decision and picked up the F2 and I will never look back, and put the Leica on eBay.
Perhaps I was just unlucky, and the shutters did need replacing. But I expected more from that Leica. It has left a very sour taste in my mouth re Leica.
Goodbye my Leica, goodbye my friend, you have been the one, you have been the one for me.
submitted by ibanez26 to AnalogCommunity [link] [comments]


2020.09.18 01:22 bamboo725 [WTS] 90% Junk, ASE, Britannia, Philharmonics and Gold

Happy Thursday!! I have bought too much lately so I am trying to trim down my stack. Please feel free to send CHAT or private message if you have any questions or need more pictures on certain items. Price is subject to change.
Proof: https://imgur.com/gallery/5zxcoQM
90% Junk Silver (Near Spot Deal!)
#1 - $10FV (20 coins) Walking Liberty @ $210ea (2 rolls available)
Commemorative Silver Dollars
#2 - Lot of 7 x Commemorative Silver Dollars - $161 ($23/ea)
Fine Silver 999
#3 - 2014, 2015, 2016 American Silver Eagle (BU) Tube (20) - $630 ea.
#4 - 2020 Niue Athena Owl Stackable (BU) Tube (20) - $590 (1 available)
#5 - 2018 Austrian Philharmonics (BU) Tube (20) - $590 (2 available)
#6 - 2014 (13 12) and 2015 (12) Mix Date Britannia (some w/ milkspots) - $29 ea (24 avail)
#7 - Vintage 1974 Hamilton Mint - The White House Art Bar Serial #2240 (Very rare) - $50
#8 - 1995 American Silver Eagle in original gov box - $35
#9 - 2016 Queens Beast Lion 2 oz (slightly toned on edge) - $70
Gold
#10 - 1907 Liberty Eagle (AU+ good luster) - $1085
https://imgur.com/gallery/FpviWr9
#11 - 2016-W (NGC MS70) National Park Service Commemorative .9999 Gold (limited mintage) - $530
#12 - 2020 Maplegram 1 gram .9999 - $75 ea (12 9 available)
#13 - Gold Sovereign 2g from Hattons of London - $120 ea (1.83g gold weight spot @ $115)
Shipping:
8 oz or under will ship First Class with tracking in padded envelop - $5
9 oz or more flat rate priority mail with tracking - $9.
Order over $1000 will ship with signature tracking. Insurance option available upon request.
Payment method:
**Venmo and Zelle are strongly preferred but will also accept PPFF (no comment), PPGS (+3%)
Thank you for looking and have a great day!
submitted by bamboo725 to Pmsforsale [link] [comments]


2020.09.17 13:59 Fentanyl_Butt_Plug When Will PIA bother to update online instructions so that Customers can connect to PIA Via Router, so that the Much Aunted Next Gen VPN will work? (Shoddy Practice)

What a Pity that the settings provided no longer work with routers such as the Asus AC68U running the latest merlin rom.
Worked perfectly until PIA started playing about with UK services and the Much Vaunted Next Gen VPN wiped Manchester, Southampton and London from the Global Map. Manchester and London have reapeared and can be used if utalising PIA proprietaory Gadgets from Redmond, Linux and Android.
Using the supplied files and 2-year-old published instructions do not work. The web page and the Syup[plied p[roduct are NOT FIT FOR PURPOSE.
The advice on the PIA website is 2 years out of date and for a merlin rom that is even older.
PIA online support seem to rely upon google to give you none utile advise.
Looks like I'm going to me migrating to another provider that puts technical excellence and utile product over turning a Quick-Buck and having chat "houselves" giving you links to two year old defunct advice and even telling you to seek advise from other PIA customers.
In Europe there are implied terms and conditions under a contract that derive from the PIA website telling you how to get a router working with Merlin - and if PIA are too lazy or disinterested to keep published customer advice up to date that is berach of contracts as well as Ultra Shoddy business practice and customer service.
Does anyone (PIA employee, Competitor, "Man on the Clapham omnibus") have the relevant instructions and required paramaters for the merlin Rom so that the much vaunted and troubelsome Nex Gen VPN will get anywhere near a valid descriptioon under The Sale Of Goods Act 1979 concerning "Quality and Fitness" and actually WORK!
Mulvad looks expensive but a good option.
submitted by Fentanyl_Butt_Plug to PrivateInternetAccess [link] [comments]


2020.09.17 13:02 closeprotections Close Protection London Close Protection Services London

Close protection – is a concept that has been known for ages – it has been with us since early days of humankind and now its condition is more than satisfactory. Since time immemorial, people have tried to protect their wealth, assets, as well as their own health, life, and welfare. By means of the transfer of gathered goods, wealthy individuals have been paying other parties to protect them, their families, and possessions from others. As a general rule, young, notably strong, and grim-looking individuals have been considered perfectly suitable for such a job. The idea behind such a choice has been to scare away a potential adversary by taking advantage of the very looks of the guard. The aforementioned state of affairs has been observed for the consecutive ages. Wealthy landowners and kings created their own trusted guards (in ancient times and during the medieval age, those were troops designated to protect the authorities; later on, they were transformed into elite soldiers). Aside from serving representative and managerial purposes, such individuals were required to take care of their master and his beloved ones. In the 11th century England, during the Battle of Hastings, King Harold assembled a group of troops to protect his life and widely understood health condition. One may consider them to be the ancestors of modern bodyguards. As both civilization and society progressed, there were an increasing number of various organizations and people. Therefore, the risk of attack was significantly higher. Numerous authorities attempted to discourage potential aggressors from committing a crime by introducing severe forms of punishment. It must be noted, however, that there was still the question if it was enough to protect high authorities and the wealthy from the effects of outside attacks. The protection-oriented market has been developing to be – at some point – dominated by professional soldiers. The said progression has made it possible for police officers to investigate and deal with common, less dangerous crimes only. Together with technical revolution and the increasing social awareness, the number of citizens not satisfied with the current order skyrockets. It is likely to cause radical groups aiming at the change of the existing ruling paradigm to occur. This in turn may lead to anarchy and the increase in people willing to put their antisocial theories and plans into effect. The latter may start from sabotaging the work of others and demolishing valuable devices, but it may also end up in killings. If such a thing happens, one may openly talk about terrorism. The unusual social situation boosts the demand for personal protection. Both the army and police focus on securing the wellbeing of those of high position in the country. The rest of the threatened society must protect itself. The demand identified above has given rise to a new profession – a security guard. In the past, it was performed in a more or less organized fashion and that is why the effectiveness of arising task achievement varied. The attempt on Tsar’s Alexander the Second life on 1st March 1881 is a perfect exemplification of the formulated thesis. The ruler in question was attacked by the members of Narodnaya Volya at 2:15 P.M. A bomb was thrown under the carriage, but its explosion did not harm either the tsar or the horses. Alexander the Second, together with his companion including secret police representatives, started to assess damages. It was a mistake. At 2:20 P.M, yet another bomb was detonated. Its accuracy was notably higher as it managed to severely injure the tsar. He died relatively quickly, even with professional care he was under. At this point, it must be indicated that the demand for close protection increases. However, the perception of it is in a significant number of cases rather faulty, leading to pitiful outcomes. As it was hundreds of years earlier, modern people tend to hire grim musclemen to protect them, disregarding the fact that their intellectual level and possessed knowledge are negligible. Formerly, a test had to be passed in order for a person to be considered a bodyguard. Unfortunately, it does not hold true anymore. On numerous occasions, we can observe security guards stylized to look like stats of action movies, with the lack of intelligence written all over their faces. To give them justice, such people may also perform exceptionally well – up to the time they encounter a real attack. Unprofessional guards may be employed to protect rock stars or boxers. Real bodyguards of today are, however, highly skilled and motivated. They are trained to prevent rather than to counteract, as it may be too late in the latter case. Such people are capable of estimating potential risk and juxtaposing it with the resources at their disposal that may minimize it. Modern security guards are physically active, as well as skilled in giving first aid and driving a car defensively. They can fight without using any weapon – especially by taking advantage of psychology and persuasion. Such people are proficient in at least two languages and are characterized by an above-average intelligence level. The described model of a security guard is perfectly suited to current conditions and the needs of individuals hiring them.

VIP close protection over the world – organizations specializing in personal protection. One of the most famous and at the same time – the oldest organized bodies dealing with close protection was created in the 19th century. It was the American United States Secret Service. The USSS was created in 1865 as the US Treasury Law Enforcement Agency. Secret Service is the oldest national agency focusing entirely on investigations. Initially, their only task was to protect the economic structure of the country by means of preventing governmental cheques and bonds from being counterfeited. The mission was followed up to 1901, when president William McKinley was attacked in Buffalo (NY state). The assault resulted in appointing the Secret Service by the US Congress to protect the newly elected president, Theodore Roosevelt. In 1906, the Congress finally adopted the act on the responsibility of the Secret Service for the safety of the White House. Since 1950, the protection has been extended from presidents and first ladies only to vice-presidents as well. Before the murder of John F. Kennedy in 1963 and senator Robert F. Kennedy in 1968, the Secret Service had been a relatively small organization, employing as many as 284 agents. The discussed events translated directly into its rapid development. Currently, it is stated that over 5000 employees work for the Secret Service. Separate branches of the organization are located all over the United States, in Puerto Rico, and in other places all over the world (Paris, Lyon, London, Bonn, Rome, Milano, Hong Kong, Montreal, Lefkosa, Bogota, and Manila). The representatives of the organization are both secret agents (serving protection and investigation-related roles), as well as uniformed units responsible for the safety of the White House and diplomatic outposts. They maintain law and order by means of the network of both foot and motorized patrols, as well as of fixed posts. Such people also support other branches of the Secret Service. A wide scope of professional is also employed therein – those are electronics, engineers, communication experts, protection-related professionals, and IT workers. The Secret Service protects the president with his family, vice-president, elected vice-president, candidates for the said posts (from the 120th day before the elections onwards), former president, his children up to 16, as well as heads of other states staying in the USA in order to realize international missions. The unit of the Secret Service liable for taking care about the safety of the president in the White House fulfills its duties in identical uniforms. Due to the said fact, the Secret Service is sometimes referred to as the Uniformed Division. Its tasks also include the protection of president’s mansions, diplomatic outposts in Washington, and places alike located within the borders of the USA.

Another known formation is the Swiss Guard (Latin: Cohors Helvetica) which was for the very first time gathered on 22nd January 1506 by the then pope – Julius II. Its major aim was to protect the spiritual successor of Saint Peter and his palace. The pope wanted to grant himself protection from the enemies and avoid a political murder. In 1512, the Guard secured Vatican against French soldiers. The Defendants of the Church, as the representatives of the discussed formation were also called, had to face the biggest trail while taking care of pope Clemens VII during the invasion of Roman emperor, Charles V. The boldness, discipline, and resourcefulness of the representatives of the Guard made it possible to save the life of the pope, even though about 600 bold men died in the process. To commemorate the event, a solemn vow of the newly appointed guards takes place every year on 6th May. Each of the Swiss guards-to-be holds a banner in his left hand and raises his right hand with the thumb and two other fingers in an upright position (it is the symbol of the Holy Trinity). Then, the new soldiers promise to protect the pope and – to die in his defense if necessary. The representatives of the Swiss Guard are chosen from men between the age of 19 and 25 living in one of Swiss cantons (basing on contracts with Zurich and Lucerne). Each of them has to be at least 174 cm (5 feet and a half inch) tall and be an unmarried practicing Catholic (according to a special letter issued by the local bishop). Candidates for the service are properly trained, including teaching them how to use firearms, side arms, as well as how to defend themselves and establish proper contacts with other people. One of the items of the list is the proper usage of halberd. Currently, the number of soldiers in the Guard is estimated to circulate around 120, including officers, junior, and senior soldiers. They serve in the formation from two to twenty-five years. It must be also indicated at this point that officers and senior sergeants may be granted by the pope the right to enter into a holy matrimony. Aside from their characteristic outfit, soldiers are additionally equipped with halberds and Renaissance swords – those are the symbols of formation’s tradition. Nowadays, they are also fitted with firearms, tear gas, and excellent communication-oriented devices. With its almost five hundred years of heritage, the Swiss Guard is one of the oldest active defense-oriented groups in the world. One may assume that it will last until Switzerland and the Catholic Church exist.

Yet another example of a close protection-focused formation is the Cedrug Order, the major task of which is to take care about the ruler of Tibet – Dalai Lama. It comprises of national spiritual authorities who organized themselves in a form of an order. Thanks to strict upbringing, their physical strength is much higher than the one of secular officials. Therefore, the former are the most trusted soldiers caring about the safety of the leader of the nation. Cedurg School is located in the left wing of Potala – the palace of Dalai Lama, which is in turn situated in the Holy City of Lhasa (eastern Tibet, Kyitsu river valley). Every Tibet citizen is allowed to enroll to the school, but only chosen ones are granted the privilege to join the Order. For several hundred years, there have been a limited number of monks allowed, namely – 175. Only selected candidates have been worthy enough to defend the powerful Dalai Lama. Those are especially bold, tall, and muscular men. The representatives of the Order earned their name in 1959, when they protected the king of Tibet against Chinese adversaries.

One of the biggest organizations in the world established to consociate and train bodyguards is the International Bodyguard Association (IBA). The IBA was established in 1957 in Paris by major Lucien Victor Ott. Major Ott had been closely connected to the French Foreign Legion in Algeria since his early childhood. He had been born and raised in the said country. In 1947, he joined the French Special Forces and took part in France-Indochina war. Furthermore, he was the participant of the battle of Dien-Bien Phu that ended with the defeat of the French forces. He was being injured and captured by Vietminh. After a bold escape, he decided to join forces with the French Military Intelligence (Deuxieme Bureau). Major Lucien Ott got famous due to, inter alia, perfect securing of president Charles de Gaulle against the OAS terrorist organization. Thanks to him, 30 prepared attacks were foiled, 11 of which were aimed directly at the head of the state. After the death of the creator of a modern bodyguard profile, major Ott, one of his students – James G. Shortt took care of the management of the IBA. As a young man, he had joined a cadet school. Later on, he had become landing operation troops officer and a member of the elite SAS (Special Air Service) unit. Moreover, during his service, he also taught soldiers in Afghanistan the art of Mujahedeen war. Currently, he teaches security guards, police officers, and soldiers all over the world in the IBA branches. The main aim of the organization is to properly prepare bodyguards-to-be to properly perform their duties. It is not an entity employing such individuals, but those who have presented exceptional skills may become members of royal, diplomatic, or personal guards recommended by the IBA. Coaches being the representatives of the organization trained bodyguards in Estonia, Latvia, and Lithuania, as well as helped during the Baltic Crisis between 1989 and 1991. The qualifications of the International Bodyguard Association are exceptional, international, and backed by the documentation concerning the organization of training sessions for the military, governmental authorities, police, and private bodyguards all over the world. Such undertakings have been continuously performed since 1957. The IBA also operates and trains willing individuals in Poland. Its branch was established in the said country in 1992. The basic training offered to candidates includes 60 hours of comprehensive preparation divided into six consecutive days. After its completion, the candidates are required to undergo the so-called refresher once a year. It is one of the conditions of the membership in the IBA.

Another training organization worth mentioning is the ESI - Executive Security International. It must be highlighted that it is one of the biggest and most appreciated American companies oriented towards training personal protection guards. Its second name is as follows: Bodyguard Training Academy for Executive, Dignitary and Celebrity Protection. The ESI was formed at the beginning of the 80s by Bob Duggan – martial arts expert and master in Hwarang Do. Its creation had been preceded by the establishment of the very first bodyguard training program by the Martial Arts Academy in Aspen, Colorado. The ESI, being one of the USA’s private schools, offers its students over 2000 hours of education with regard to protection, investigation, data gathering, company and individual security, etc. The training unit of the organization is situated high up in the mountains and is run by skilled professionals. Fun fact – film writer, Tracy Keenan Wynn, cooperates with the ESI. His preeminent task has been to create scenarios of situational exercises. While writing them, the said individual takes advantage of real life situations and attacks, such as assaults on Aldo Moro, John Paul the Second, kidnapping of Hans Martin Schleyer by the RAF (Red Army Faction), and scenarios alike. The ESI collaborates with corporations operating in the close protection branch of industry, as well as with the police and military. The organized training sessions are top secret. No journalists are allowed to enter the Aspen unit. Due to the fact that the ESI is a private school, it may provide professional training to civil, police-related, and military institutions all over the world.

The citizens of Israel have never had the chance to feel safe in their country. The issue of safety has been always treated seriously there. Aside from a constant Israel-Arab world conflict threat, the Israelis have been the subjects of terrorist attracts, both within the borders of their country and outside it. Jews and Americans are most frequent victims of operations organized by highly skilled terrorist groups. Taking into account the impact the Russian mafia has on Israel, the amount of care put on widely understood safety is fully justified. The Israeli Special Forces protect their citizens by means of intelligence and security-oriented undertakings. They host training sessions in various organizations preparing bodyguards, providing the adepts with the experience gained during the service. Most famous units of the said kind in Israel are undoubtedly the ISA - International Security Academy and the ISS - International Security School.

ISA is an international organization established and managed by former leaders, police instructors, and special service members. The very first unit of the ISA was formed in Latvia as a training and advising agency for both governmental and private security guards belonging to the Baltic States and the countries of the former USSR. The fact that the ISA is not exclusively Israeli in character is proved by the figure of the organization chairman, major Urlich Wegener – the creator and very first leader of German Border Control Service called GSG 9. The team of instructors and coaches also has international roots. The credo of the organization is that the preparation of the individuals for the proper protection of others is the key. Such people have to be offered highest quality training, extensive knowledge, and practical background. The ISS training programs are based predominantly on the experiences gained in Israel and in other countries, as well as while training people for the purpose of protecting VIPs over the world. Individuals, governmental authorities, and large-size corporations have been taking advantage of the services provided by the ISA/ISS.

At the moment, civil bodyguards are also involved in close protection. The safety of the individuals hiring them, as well as their possessions depends highly on the qualifications of the former. Quite frequently, those are former policemen, soldiers, or special force members. However, a number of inexperienced adepts would like to start their adventure with personal protection as well. Are they bound to fail in their attempts? It is not always so. The most crucial component affecting the effectiveness of the training is one’s psychological preparation. It is a commonly known fact that it is exceptional in former police officers and troops. However, it is a common belief that one can be trained how to perform the job of a bodyguard, just as it is possible to teach a person how to shoot or be properly engaged in melee combat. It all depends on one’s motivation and willingness to achieve success in the industry. Regulations to date limit the training process of a security guard to the moment of being awarded with a license. In order to perform his tasks properly, such a person has to constantly improve his skills and qualifications.

Phenomena connected with the need of utilization of close protection techniques – Terrorism/Terrorist. It goes without saying that terrorism is one of the biggest threats of today’s world. While analyzing the severity of attacks and their scale, one should not doubt that VIPs should be at all possible occasions protected against the aforementioned forms of assault. In order to assess the threat a given problem pose, its specificity must be identified at first. The notion of „terrorism” was for the first time in history used during the Conference of the International Criminal Law Association in Brussels, in 1930. To date, there have been approximately 200 various definitions of the phenomenon in question. While trying to grasp its characteristic features, one will face a number of limitations and difficulties. One of statements of historian Walter Laqueur has to be touched upon here. While asked why he has been avoiding formulating an unequivocal definition of terrorism, he replied: „For 50 or so years, people are constantly trying to understand the idea behind terrorism. It is a phenomenon having different forms, depending on its place of origin and epoch. How can one find common ground between Russian revolutionists from the end of the 19th century and Al-Qaida anarchists?

Terrorism is mainly based on the utilization of force or threat in order to achieve political or ideological goals. It is hard to say something beyond that. Terrorism is like pornography – it escapes logical classification, but if one sees it – then it becomes apparent.” It is hard to argue with the statement, as it perfectly shows the complexity of the phenomenon in question. For the purpose of this publication, a strict definition of terrorism is not needed. All that is required is the utterance formulated by Walter Laqueur stating that terrorism can be most fully perceived through its manifestations. Terrorist acts are undoubtedly illegal, as they are based on kidnapping people and forcedly taking control over means of communication, economic sabotage, attacks, robberies, demanding ransom to finance organization’s own activity, posing threat to life, health, and freedom of authorities, and kidnapping people from outside the area in order to gain publicity (especially journalists, priests, voluntary workers). One may also indicate the usage of explosives and firearms in public areas and poisoning certain spots by means of radioactive materials and chemicals. Longin Tadeusz Szmidt additionally pointed out that terrorism has always been strictly connected with crafty and hard to identify methods of killing the leaders of nations. While describing the phenomenon of terrorism as a threat for the protected person, one should also point out and indicate its sources. The following are enumerated: - social and economic sources that are directly connected to economic crises, social tensions, social and national discrimination, as well as with the perception of dissonance between the factual reality and the one presented by the media; - historical and political sources. They have their beginning in severe social reactions, demanding full democratization and respecting human rights; - sociological sources that may be related to the atmosphere typical for a given country or the so-called spirit of violence; - psychological sources stating that a significant part of terrorists is highly mentally unstable which is additionally combined with the overly high self-esteem. When it comes to the area of attack, the following are proposed by the experts: - land terrorism (the major threat area for VIPs and the key one for security guards), - air terrorism (personal protection is then entrusted to the authorities managing planes, airports, etc.), and – maritime terrorism (tasks and responsibilities are then similar to air attacks). While taking into account the type of terroristic activities, one may distinguish: bombing-based, nuclear, biological, chemical, technical, cybernetic (attacks on IT networks), and narcotic-oriented (narcotic cartels undertakings) terrorism. The highest threat for VIPs is undoubtedly the first type, namely – bombing-based one. Close protection-oriented undertakings should therefore incorporate the knowledge on paradigms effective during a bomb attack. They will be discussed in further sections of this publication. It is exceptionally difficult to argue with the thesis that we must be protected against terrorism. The same applies to VIPs. The importance of the latter is also worth discussing, as the threat is much higher when a top authority is attacked than when the assault poses threat to a pop star or a wealthy businessman. However, it does not limit the necessity to analyze and counteract terroristic attack threat. It may directly impact the safety of the person a given security guard is responsible for.

Crime is also one of the issues that may endanger protected VIPs. Up to the beginning of the 80s, Poland had been considered to be one of the safest countries in Europe. Law enforcement bodies had been numerous and properly financed there, and crime forecasting, prevention, and penalizing schemes had met all the European standards. However, at the end of the discussed period, the myth of threat-free Poland started to crumble. The effects of crime fighting scene were becoming gradually more negligible. The said state of affairs was predominantly caused by the decreasing trust in law enforcing organizations, as well as by the rapid increase in crimes committed by the citizens. Another important aspect that must be taken into account were economic and political changes taking place in 1989,the liberalization of economic activity, and the emergence of free market. Some individuals possessed unimaginable riches, whereas others were exceptionally poor. In order to survive till the next day, the latter searched for the answer in crimes, leading to the occurrence of the phenomenon commonly known as organized crime. According to official data from 2001, within the borders of Poland, there were over 400 organized crime groups consociating approximately 45 thousand people. They were generating profits by means of goods smuggling, selling stolen cars, producing and marketing narcotics, counterfeiting national currency, commuting bank frauds, selling firearms, and – what is of exceptional importance from the point of view of VIPs – demanding ransom. Criminals induce fear in the society, especially due to using terror and blackmailing. They do not hesitate to kidnap others or kill them. Such individuals resort to brutal treatment, such as beating, torturing, drowning, etc. All those factors combined directly translate into wealthy representatives of the society feeling threatened. What is more, criminals frequently tend to attack the family of a VIP as well, in order to convince him to perform a given action. Therefore, children, wife, and beloved ones of such an individual must be highly protected.

Popularity/Fame –The threat of attack may be in some cases linked to the popularity of a given human being. When a VIP is in isolation, then he may only receive unwanted phone calls or be nagged by photographers. The problem arises when he has to leave his place of permanent residence or workplace, as well as when he is in a publically accessible place. Danger may still be low, but the inquisitiveness of journalist may quickly become overwhelming. Fans or supporters of a given sportsman or artist may cause havoc in order to touch their idol or get hold of any item belonging to him or her. Of course, there is also the risk of serious injuries or even death (let us take John Lennon as an example) – it cannot be neglected. That is why famous and popular individuals should by all means care about their safety. The matter also concerns politicians who are widely recognizable and controversial. In politics, there are no limitations. Opponents may even resort to killing a representative of the other side to impose his or her right on others. Elected politicians tend to have close protection, but care should be additionally exercised to care about those running in elections. Such VIPs may be ridiculed by the crowd or the opposition (by throwing eggs or pouring water over the candidate), leading to the end of their political career. The role of security guards should in the aforementioned cases not be limited to physical protection only. They must also keep information about VIP’s family, realized projects, and operation profile confidential. The image of a famous person highly depends on the bodyguards being in his immediate surroundings. The manner of their operation, professionalism, and knowledge are top priorities there.

Attack on person – By definition, attack on person is the attempt to kill someone, steal his or her possessions, as well as to kidnap him or her. The criminal action in question has a long history, as assaults have been made throughout the consecutive ages. Their goal has been to achieve a political, economic, or cultural aim. Attacks on person may lead to tremendous changes in the society, which is perfectly depicted by the killing of John Kennedy and Icchak Rabin. In the majority of cases, however, such an attack does not have significantly far-reaching consequences. In order to be effective, bodyguards must answer themselves the following questions – why do criminals attack? How do they attack? How may the assault look like? Therefore, it is highly advised to specify the motif, methods utilized, and consecutive stages of one and every attack on person. Taking into account motifs, one must bear in mind that all the assaults have their agenda. No attack is made voluntarily, without forethought. In the following sections, most common causes of the aforementioned activity are going to be enumerated:

Revolutionary or political ones – organized groups (frequently consisting of fanatics) attack others in order to force the society to change the existing system or overthrow the current government (in the attempt to choose a new one). Their victims are often the authorities ruling the country. The attackers, who follow their revolutionary or political agenda, try to win the sympathy of other representatives of the society. Long before the planned attack itself, they distribute leaflets blaming current rulers for the widespread injustice. According to their belief, the elimination of the elites in power would bring positive outcomes for the whole country. Such an action was performed in Armenia in 1999, where members of the government were shot dead during one of their meetings. The terrorists informed that their death would improve the national situation.

Economic – terrorists claim that their potential victim is responsible for the poor economic condition of the country, company, or a group of people. In the majority of cases, economic attacks take place in countries where there are extreme disproportions between the wealthy and the poor. It must be taken into consideration, however that it is not always the case, as the assessment of the attackers tend to be highly subjective. Quite frequently, the cause of the assault is the personal conviction that the unsatisfying economic condition of the terrorist is the result of actions performed by the victim. It pushes the attacker into thinking that killing him would aid the situation.

Personal – In this case, the wrongdoers are motivated to make an attack due to jealousy, vengeance or other personal causes. Those people in many cases have notable personality disorders, manifesting themselves especially in the inability to control their behavior. The aforementioned state also leads to the failure to distinguish reality from fiction. A perfect exemplification of the motif in question is shooting Zuzanna Leśniak and an artist – Andrzej Zaucha by Yves Goulais in 1991. The trigger there was jealousy.

Ideological – The terrorist is convinced that the victim chosen by him has been threatening the values and principles followed by the attacker. The said rules are often of significant importance for both the group he belongs to and for himself personally. Ideological attacks on a person may be religious or social in character. The first case is oriented towards killing a religious person in the attempt to make it impossible for him to achieve his goals. The second scenario relates to the willingness to eliminate the leader of a given social group. Quite frequently, the additional agenda is to make the organization the terrorist is a part of more memorable and popular in the media. Free publicity is an additional benefit then.

Psychological – The most commonplace group of attacks. Modern psychology claims that every person using firearms, stabbing others with a knife, or taking advantage of explosives has been struggling with mental problems. The motif is of negligible importance, as the attacker may justify his actions with revolutionary, economic, or personal goals, but the fact is that the driving force is the inability to perceive the world correctly. The assassination of Bill Clinton in 1994 illustrates the above bluntly. Francisco Martin Duran stated that he had attacked Clinton to destroy the mist connecting him to an alien entity. Apparently, Duran wanted to eliminate the mist in order to save the world. Attacks considered as crimes may be triggered by a myriad of factors. Among them,there are: - clashes between the representatives of a crime organization, willingness to demonstrate one’s power or threat the victim (attempt to force the latter to pay ransom or forget about debts), - desire to kill suspects that may endanger one’s business, - attempt to exert pressure on certain individuals or to threaten them for their professional achievements (relates to, inter alia, attorneys and tax collectors).

Attack methods to be considered by security guards. Close range attack. It may be performed by means of utilization of: - firearms, - melee weapon (knife, bayonet, dagger), - chemical substance (for example: toxic substance, such as hydrochloric acid). There are no exceptional skills needed to successfully attack a person, as almost everybody can use a knife or a dagger to a satisfactory extent. The same goes with firearms, the utilization of which is as difficult as driving a car. The aforementioned types of weapons can be transported to the place of the assault with ease. The characteristic feature of this attack type is the fact that the wrongdoer is situated maximally several centimeters away from the victim. The difficulty here is directly connected with the inability to improvise the act. It must be preceded by a prolonged observation of the subject, learning his or her customs, daily routine, places he or she visits, and the protection type he or she uses. Only after drawing proper conclusions from the examination, can the terrorist attack the victim. Marek Papała, a police commissioner, was killed due to a close range attack in 1998, Warsaw.

Long-range attack – in this case firearms are often used, especially rifles and carbines. It is not an uncommon situation to learn about an attacker who has used a sniper rifle fitted with professional laser and optical aiming devices. The distance between the wrongdoer and the subject of the attack is commonly higher than 5 meters. The former must also be much more skilled than a close range attacker, as he has to be capable of utilizing a professional gun in an effective manner. The death of John Kennedy in Dallas on 22nd November 1963 was the result of the attack form in question. Lee Harvey Oswald, who was a former marine soldier, shot his subject from a storage located several meters away from president’s cavalcade. To perform the act, he used Mannlicher-Carcano, cal. 6.5 mm rifle. The proficiency of the attacker was proven by the fact that he fired three shots and only one of them missed the target.

Attack with explosives – it requires notable skills, for the wrongdoers has to build a bomb before performing the attack. He must also know how and where to plant the explosive, how to situate the fuse inside and where to detonate it. Such a person also has to be familiar with the effects of explosion. Assault on Margaret Thatcher on 12th October 1984 showed how patient and clever can an attacker taking advantage of explosives be. Patrick Magee, a member of Irish Republican Army, moved into the hotel where the British prime minister was expected to stay 24 days before the said fact. Every single day, he worked meticulously destroying the wall and placing a 50-kilogram explosive inside the hole. The bomb was then fitted with a timer. It exploded when Miss Thatcher was considered to wash herself in the bathroom – the attacker was perfectly acquainted with her customs. She would have died if she had not received a document to be read. The explosive was detonated five floors above the bathroom located in the apartment of the „Iron Lady”. Six other people died as a result, but the suspect managed to avoid the clever assassination.

If you are looking to hire close protection in London do not wait and contact us immiedletly for professional bodyguard services in London.
submitted by closeprotections to u/closeprotections [link] [comments]


2020.09.16 18:09 nickmillerism I am 32 years old make $47,000 and live on Long Island and work as a finance assistant.

Money diary of myself and my boyfriend, D.
Income
Income Progression: I am paid hourly at $17 an hour with overtime available, which before COVID and starting again soon I work an average of 58-61 hours a week. D is also paid hourly at $29 an hour and has overtime available when asked.
Monthly Take Home: The month of August for me was $2,245 after taxes and 401k. D makes $3200 a month after taxes. I forfeit my health insurance and receive $150 a month because I am on D's work plan which is the same exact health insurance but shockingly cheaper because his company pays more into it.
Assets and Debt
Retirement Balance (and how you got there): 401k balance today is $17,991.51. I am now 100% vested because I've been at my job for 8 years. Company matches 1%, it's a small family owned business so I don't expect anything at all.Savings account balance: $12,300 in my personal, $2,900 in D's personal.Checking account balance: $400 in my personal, ~$3,300 in joint checking for shared expenses.
Credit card debt (and how you accumulated it): Explained below in expenses
Student loan debt (for what degree): I graduated at a SUNY school for journalism and photography. My dad paid for all 4 years and has never asked to be repaid. I think it was the worst mistake I ever made because 1: I was going through depression and other emotional issues 2: I never used my degree by way of graduating in 2010 and never was hired for a job I was qualified to do.
Expenses
Rent: $1,819 for a 900sq ft one bedroom second floor apartment with a large outdoor balcony. 5th year rent will be $1,940 which we know because we signed a 2 year lease this time and I negotiated down both years rent. Renters insurance: $135 for one year paid in April.
Health insurance: $755.56 a month, or $188.89 deducted per pay check from D's job. It includes medical, dental and vision.
Savings contribution: I was very good at saving during and before COVID. I would save $500-$600 a check depending on bills due that pay period. Now I'm just happy if I have money in my checking to roll over into savings at the next pay period. I set up auto-save for D $100 a week into his own savings account.
Debt payments:$387.02 balance on Chase Freedom and $3,900 balance on Target MasterCard (which are for revolving shared expenses and I'm slowly learning to stop. I have a habit of wanting more liquid cash in our checking in case of emergencies rather than use it for spending. I don't know why I'm like this and I hate it.) $3,966 on a Discover card that was a balance transfer from AMEX with 0% interest for 18 months. Beginning balance was $5,459 that D had been using when we first started dating 8 years ago, ran up the charge and just never told me about. He's been paying it down with monthly minimum automatic $200 payments until I have to balance transfer to another card (LOL COOL). I control all finances because he spends thoughtlessly and doesn't understand money.
Monthly expenses:
Electric: Summer months are $50-$100, winter months are $25-$45.
Wifi: $80/month Verizon Fios internet.
Subscriptions: We have Hulu free from having Sprint, Disney+ free for 2 years from signing up for Fios this year. HBOMAX, Amazon Prime, Showtime, Netflix, Apple TV my parents pay for and we use their logins and use a separate profile for streaming.
Cellphone: $67 auto pay monthly for my Sprint service. D's is $130 auto pay monthly because he pays for the phone as he goes bundled with his Sprint service plan.
Pet expenses: Chewy order of $67 every 3 months for 40lbs of litter, 2 packets of treats, 48 cans of food and a new toy. I buy her a new scratcher pad, toy or cute nonsense every so often in addition to this. She's my child and I work to make her life great.
Car payment: My 3 year Jeep lease is $278/month. The Jeep I traded in for this was owned and was given $7,000 as the trade in cost. I used that to cover my payments for the first 2 years and am now paying for it myself as of September.
My car insurance this year is $1,528 for the year. D owns both his cars outright and pays $76/month for insurance.Apple Music and iPhone storage: $11/month, I use.
Spotify: $10/month, D uses.
Weed/beealcohol expenses: $120 twice a month for bud we share. D spends an average of $150-200 a month on craft beer (please roll your angry eyes with me)
Day 1:
530am: Wake up after maybe my worst winery experience ever. I can handle my alcohol, have never thrown up and never been hung over. It was almost as if someone put something in my drink or it was bad wine. Shower, Skincare/makeup routine of CeraVe moisturizing cleanser, Pixi Glow tonic, FIT concealer, Anastasia Modern Romance palette, LashCraft big volume mascara. I stopped using so much makeup (foundation/full face) since the pandemic started since I wasn't going to work for 3 months and my skin is clear and beautiful for the first time in my life. Pop 2 Advil, feed our cat and head to work. This is the usual morning routine so there's no need to keep repeating it for this.
745am: Decide I need a cure of a bacon, egg, cheese, salt, pepper, ketchup on a roll. $4
8am: Fill my Yeti water bottle, get into my office and start my day. It's the last day of our sales month and I know I'll have long stretches of hours in my chair getting through the paperwork.
1pm: Work friends decide to order lunch. I go in on their order from NY Panini with a sandwich (thin chicken cutlet, fresh mozz, vodka sauce to dip. Absolutely heavenly). $15 including tip.
4pm: Get an alert from Chase that D bought beer at our local bevy. $20
8:30pm: Finally done, hit our imaginary number. Drive home, get ready for bed and much needed uninterrupted sleep.
Total: $39
Day 2: 5am: Wake up to the cat meowing in my face. Guess she didn't get fed her pre-breakfast when D woke up. 8am: Sit down in my office and be happy today will be slow. I had made a batch of cold brew over the weekend with Peet's Major Dickason's blend, so I pour that over water and add a splash of Oatly.
1pm: Lunch that I brought from home (chicken with mozz and a red sauce i made from our garden tomatoes) while reading The Southern Book Club's Guide To Slaying Vampires.
430pm: Leave work on time, get home to do household chores, catch up with D and relax a little before a late dinner out.
8pm: I'm trying to break the habit of getting home, getting comfortable and canceling plans to stay home so I change back into an outfit to meet up with my friend that I never get to see because our schedules never match up. We order roasted brussels sprouts, penne ala vodka, a paloma for me and a mojito for him. He ends up paying and I will owe him dinner next time.
11pm: Home, skincare, bed.
TOTAL: $0
Day 3:
8am: Settle into work, see there's not much going on today and read a decent amount of the book I picked up over the weekend. This week it's The Southern Book Club's Guide To Slaying Vampires. I make good use of 2 of my local libraries and keep track of how much I would have spent if I bought books or bought/rented movies. So far I've saved $782.
12pm: Weird lunch of leftovers thrown together (tomato and mozzarella salad, cucumber slices) while talking with work friends.
1pm: Get an alert from Chase that D got McDonalds for lunch $15.73
6pm: End up having to stay late because of a delivery no one ever told us about. Wait for insurance to come in, print up paperwork and run out before anything else happens.
7pm: Come home to D in the middle of laundry and heating up leftovers for dinner. After a few bites, my anxiety takes over from needing to go to the store and make a deal with him (i fold his laundry if he comes to the store with me). We pick up K-cups for D, Keurig filter, almond milk, bread, English muffins, Ritz-bits, Nutter-Butters, sour cream, dish soap and cotton rounds. $54.85
9pm: Skincare, read some of my book and sleep before 10.
TOTAL: $70.58
Day 4: 645am: Sleep in a bit, throw up my hair and head to work for another slow day.
2pm: Co-worker treats 4 of us to halal for lunch and we sit together trying to figure out our schedules for what nights coming up work best to go out for drinks. Seems to be tomorrow that works. Pack up and head to a dreaded dentist appointment.
330pm: I usually don't mind this appointment because I take really good care of my teeth, and I love my hygienist. My usual dentist isn't in, so a different one informs me an old filling is cracking and I will need a crown (but from what the X-ray shows, not a root canal and post!). They quote me $1360 for the crown and $500 for a new night guard. Told them I would look into being added to D's dental insurance in addition to the medical I'm now on so that both those expenses would be cut by 85%. Use my CareCredit card to pay my bill for today's 5 X-rays, cleaning and a checkup. $271.
4pm: Get an alert from Chase that D also spent $54 between a doctor copay and a prescription pick up. He also stops at 7-11 for whatever he got there $10.22.
5pm: Change into leggings, tank and sneakers so I'm motivated enough to go on a walk and it's not 900 degrees. D decides to join. We smoke a bowl and enjoy a longer than usual walk around our neighborhood. Our new favorite thing is critiquing houses and landscaping since soon we will have to make the decision to stay another 2 years at our apartment, buy my parents' house or find a new place.
7pm: Change into comfy clothes and settle onto my couch D makes a teriyaki London broil, roasted onions and shisito peppers for dinner. We get into a Hulu and Netflix black hole and impulse watch 2 episodes Married To Millions (jfc, these people are insane but can't look away).
TOTAL: 335.22
Day 5: 630am: Get out of the shower in a panic thinking there's gun shots going off but it's some moron setting off fireworks. In front of my Jeep. Cool. Neighbors start recording him and his white BMW license plate and he eventually drives off cursing at all of them. I need a strong coffee.
730am: Find that the neighbor slipped a Post-It through the mail slot with the police report number she filed in case that guy comes back and it's nice to have if i notice any damage to my Jeep that may have happened.
830am: Friday and it's pay day for both D and I. I transfer $500 into our joint account and feel relief that we're done with bills for the month so it can only go up from here.
10am: If anyone calls me that isn't work related, I panic that someone died or an equally bad situation. D calls to tell me our refrigerator is being replaced since they cannot repair it! All our appliances have been upgraded or replaced since we've moved in, which makes it enticing to sign another lease when we have to in 2022.
4pm: Get an alert from Chase that D took out money to pay for our bi-monthly weed pickup. Our guy gets medical quality from California so it's worth the steeper price. $120
6pm: Out on time and meet my friend/co-worker K at the bar. He has friends there already and it's already getting wild. Work friends and other people I know slowly trickle in and it's a great night. I never understand how people hate their co-workers because I don't know what I would do without them as my genuine friends. Z, K's now fiance, shows up and she wants to talk outside in private where she asks me to be in their wedding party! So honored. They got engaged 2 weeks ago and it's extra special for me because Z's parents and mine have been best friends for 30+ years and I have worked with K for 5 years. We're all very close and he treats me very well in return for how much I help him at work.
9pm: I throw in $40 cash for my one beer, a shared app and a tip.
TOTAL: $160
Day 6: 445am: D wakes up at dawn to go fishing, which he tries to do every off summer day he has. I'm more of a "have a cocktail and read my book on the boat", but today is a get shit done day.
6am: Make my cup of cold brew with a splash of oat milk and start cleaning the entire apartment. Wait until 9am to use the deep cleaning vacuum (we have a smaller Dyson v8 for everyday cleaning and a plug in Bissell Turbo plus for once a week. I just wish I could be more like Monica Geller in a Friends deep cut and have a smaller one to clean both of those.)
11am: Once everything seems in place and spotless, I head out for errands. My mother works at my hometown library and gets me all the new releases. I stop in to pick up my holds for the week and they tell me I won the summer reading challenge (read 32 books) and my prize is a Kindle Fire 7 HD!
12pm: Drive to the most convenient shopping center around. First Ulta for shampoo, conditioner and the Anastasia brow gel. I usually use the Coloupop Boss Brow but decided to try a higher end product that may last longer. I use $6 of Ulta points and $34 of a store credit balance. Just $34 owed. At Target I pick up Pixi Glow toner, quart Ziplocs, Febreeze and an oversized tie-dye crop tee. I get a $5 giftcard to use later because the beauty purchase was more than $25 itself. $53.51. Last stop is Whole Foods to get Oatly, 2 bags of Purely Elizabeth grain-free granola and a LaColombe draft latte. $15.59
2pm: We had made plans to meet up with K and Z for some drinks and food but D is running behind on the boat. 2 hours later we finally get in the car and meet them. Round of beers at the first place and round of drinks at the second, K pays. Stop into a jewelry store in the town where Z buys earrings for herself and snuck in a t-shirt that says "bridesmaid/best friend" for me. I just love her. . 5pm: Realize that it's Derby day and our usual bar is having an event, which thankfully died down by the time we arrive. The Islanders game is also on which annoys the hell out of me. We all order some drinks, wings, nachos and the cook makes us Italian bread zeppoles. I somehow manage to convince K to let me pay for once. Our favorite bartender is 33 so I tip him $33. $66 total
9pm: Get in at a surprisingly reasonable hour and am able to get quality sleep before tomorrow's long day.
TOTAL: $169.10
Day 7:
7am: Sleep in a bit, enjoy my cold brew and get in some time reading Majesty by Katharine McGee (highly recommend the first book American Royals) while the cat has zoomies that won't end.
10am: Feeling restless and decide on a 2 hour walk alone. Listen to the sunday NYT Daily and Smartless (new podcast with Jason Bateman, Will Arnett and Sean Hayes). Back home and get ready for the day.
2pm: Celebrating Labor Day sunday with our quarantine bubble friends and their kids. We're in charge of getting sides and seltzer and I don't disappoint with our selections (the expected mac, coleslaw, potato salads, a cold pasta and veggie salad, tomato, basil, mozz salad, Long Island corn to roast and Blueberry Lemonade Polar seltzer. $34.08. Much to my dismay, D stops at the bevy and gets a 6 pack of Zombie Dust beer $24.32.
7pm: Dinner was incredible bbq food and we end the night with s'mores around the fire pit. Time at our friends' house always feels like a short time at a resort between the chef's kitchen, salt water pool, hot tub and fire pit, I never want to leave. We are also not going to have children so I enjoy the time we get to spend with our friends' kids who are basically family. They send us home with so many leftovers and I graciously accept the fact I won't have to cook anything until Wednesday.
11pm: Stop on the service road for gas $42.50. Get home way too late for a work night, and a sales holiday no less. Get ready for bed and read until I relax enough to fall asleep
TOTAL: 100.90
Weekly Total:$835.80
Week of reflection:
After taking a hard look at everything financially and emotionally in my life, I sat down with D and told him my frustrations over the past few years. I told him I don't want to be anxious every time I get a Chase alert and that he spends without thinking. We agreed that $50 a week will go into his own debit account which he can use for morning coffee, beer, and whatever is his own stuff. His $100 autosave i=for him is switched to every other week for awhile. We will never get to another level relationship-wise or financially if we keep spending more than we earn or don't keep a closer eye on things. I also explained how I am his partner and not a parent and I don't enjoy nagging him about how to adult better. Any other purchase or new expense over $100 we will talk about before doing it.
We will also be designating one or two days a week for errands and expenses with a list in hand so we don't go and buy unnecessary things and stop going to stores so often.
submitted by nickmillerism to MoneyDiariesACTIVE [link] [comments]


2020.09.16 02:54 ensluck How to get back an old deposit

Last Call for the ENS Workshop, 10 Languages, and More
📷Ethereum Name ServiceSep 15📷📷

ENS Workshop

Once a year, the ENS team invites community members to an “unconference style” workshop, in which we discuss the current state and future direction of the project. Previously we’ve held this in London and Osaka, but this year’s workshop will be held virtually.
We put out a call for participation about a month ago and just announced the date as September 29th 12noon US eastern time. To keep the discussions high quality, we ask those who wish to participate to apply. We’d love to see you there!

10 Languages

Both the ENS homepage and manager app are now available in 10 languages: English, Chinese, Japanese, German, Spanish, French, Korean, Polish, Russian, and Vietnamese. A big thanks to our volunteer translators!
ENS is for everyone, so we’d like to have the ENS manager app and homepage in many languages to make it as accessible as possible.
If you are a native speaker of another language and are interested in contributing, see the last section of our blog post on the subject.

Reclaim old deposits

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2020.09.14 20:31 SaltFishing9 A Christmas Journey. In Prose. Being an Infinity Train/A Christmas Carol Crossover: With apologies to Charles Dickens. Stave 1: The Train From Nowhere.

Belle was gone, to begin with. There could be no more denying that. The temporary heartbreak from which she had walked away that December Afternoon on the outer rim of Hyde Park and that she had assured the unfortunate wretch whom she had, perhaps justifiably, inflicted it upon would be just that, was incomparable to the more permanent trauma which she now bore within her chest, like an accused iron maiden around her soul.
Scrooge was undoubtedly both the cause and the victim of this painful affair, for pain was no more a stranger to him than a mother, ever dutiful by the fireside of a nursery is to her children, fast at rest after experiencing her affection and kindness at play and dining during the hours of the day. Needless to say, the power which Cupid and Venus had held over once two infatuated lovers, Romance, was as dead as a doornail.
Mind! I don't mean to say that I know, of my own knowledge, what there is particularly dead about a door-nail. I might have been inclined, myself, to regard a coffin-nail as the deadest piece of ironmongery in the trade. But the wisdom of our ancestors is in the simile and my unhallowed hands shall not disturb it, or the Country's done for. You will therefore permit me to repeat, in the tragic nature for which it so deserves that, here at least, Romance was as dead as a door-nail.
Scrooge minded that Belle was gone? Of course he did! How could he feel otherwise? For many weeks, the rue of his ''release'' lingered and would reoccur, quite unwelcomed but often regardless. And yet, in all outward verbalisms, as his wife who would never be had so assured him, he had dismissed the event as an unprofitable dream, from which he declared to be truly glad to have awoken from in time, lest domestication and family thereafter descend upon his survival, seeking to be the avatar of his ruination.
For, although a young man in the prime of life, Scrooge had done all to convince himself of the frivolous impracticality of such things as these. His needs, in all departments, were met and well met. These being, to make an account in full, his profits, his trade, his security and his sole friend and partner.
Marley fulfilled this last position to the best of his ability and his work ethic therein had succeeded all of Scrooge's expectations for he was, although two years his senior, in much the same mindset as his younger collaborator in many a matter of the mind, if not, in some forms, the vault. The subject of ''domestic bliss'', however, was no different to Marley than it was to Scrooge. So, therefore, upon Belle's departure, did he gladly rejoice, though with dignified disregard, at what he perceived as Scrooge's ''deliverance from the ball and chain.''
The mention of the lovers' separation brings me to my second point. Much in the way love had perished that day, the man whom Scrooge had been accustomed to being for the past several years, was himself, dead. At some point during his 31 summers, the same event had occurred to Marley, though Scrooge had, out of respect, never sought to divulge the details of the instance from his friend's recollection.
In both cases, neither man sought to revive such deceased personalities. To themselves and, indeed those who had once so proudly professed to know them, the men who had experienced those life-altering occasions, would never again be the men who had so recklessly promenaded into them. This must be distinctly understood, or nothing wonderful can come of the story I am going to relate.
The concern the two had established had been in businesses for but two years by the time I can confess this tale to truly begin. There it sat, in the throbbing commerce heart of The City for years afterwards with the familiar sign above the door: Scrooge and Marley. (The firm was known as Scrooge and Marley.)
From the point of view of more traditional perspectives, it made little sense that the younger of the two should, in any way, have his name placed in higher regard than the elder partner, although it was generally known that it was Scrooge's incalculable cognition of figures and money changing that had brought the firm to such notoriety in so small a space of time. Those with such philosophies, nevertheless, insistently referred to the practice as ''Marley and Scrooge,'' but both men answered to both names. It was all the same to them.
Oh! But they were tight-fisted hands at the grindstone, Scrooge and Marley! The years had seen the nobler aspirations of their salad days die off until, at length, only the master-passion, the master vice, Gain seemed to remain. By degree, they had gradually altered themselves into what the debtor ever fears and that the philanthropist ever pities. Squeezing, wrenching, grasping, scraping, clutching, covetous sinners! Near hard and sharp as flint, which no steel would or could now strike out generous fire, Secret and self-contained and, if not for each other's company, as solitary as oysters.
Naturally, as the eldest, Marley had first succumbed to the ailments of the self that such a life produced as well as that of the soul. The cold within him froze and mismatched his outer appearance to his true age. Sunk his cheeks, dried his lips, beaked his flattened nose and shortened his deep brown hair, to where he now wore the remnants in a familiar pigtail which became, save for his rounded spectacles, as days of hours of working in darkness had mildly affected the use of his eyes, his soul distinguishing trait.
Scrooge's own refrigeration had produced similar alterations as this. His own cheeks were as equally submerged, his eyes red, his thin lips blue, his chin, uncannily pointed at the tip, so that his head near resembled a flattened crescent moon with a blunted top. Upon the wiry, brushed plot of black that covered most of said top was a thin streak of silver, no thicker than a stalk of barley. An emblem of tension and senectitude. Each man carried his own increasingly low temperature always about with him. They iced the office in the dog-days and didn't thaw it one degree at Christmas.
The only indication remaining that the two men were, indeed, members of the same race as those they so often walked past in the streets with their eyes turned down, was that they were still, for the time being, governed by nature's laws. Whilst external Warmth and Chill did little to influence them, foul weather was just this to them as it was to all of humanity. Bitter winds and falling snow remained more intent on their purposes than they and yet, the prevailing fear among all was that, with the coming of their winters, the Heaviest rain and snow would boast of the advantage over them in only one respect. They often "came down" handsomely, and Scrooge and Marley never did.
The usurious and withdrawn reputation of the dyad soon proceeded them. Nobody ever stopped them in the street to say, with gladsome looks, "My dear Scrooge, how are you? And you as well, Marley my good fellow! When will you both come to see me?" Few beggars implored them to bestow a trifle, few children asked them what it was o'clock, few men or women ever once in all their life inquired the way to...such and such a place, of Scrooge or Marley. In truth, the only minute difference that either man had against the other, was in terms of spending.
Whilst Scrooge firmly and unflaggingly took as gospel the notion of making one's fortune and keeping it by way of what he viewed as ''logical meagerness,'' at times to the extent of near malnourishment and hypothermia, due to the piteous fires at his own lodgings, Marley was, although hardly benevolent, more prone to selfish indulgence to a certain degree. He indulged in certain sins of gluttony and of the flesh whenever the urge took him, and paid little mind to those outside who scavenged the ashcans for a crust of bread.
While some may regard these distinctions as that which would inevitably rend asunder the fabric of such a friendship, Scrooge shared too many an opinion with his older companion to truly take offence and while he, at times, would feel compelled to make some offhand judgment over Marley's ''Flirtation with Flavour,'' these times were few and often forgotten.
Once upon a time— a week and a day from all the good days in the year, Christmas Eve—Scrooge sat busy in the counting-house, awaiting the return of Marley from his customary journey to Capel Court.
It was cold, biting weather, yet bright with fading sunlight and he could hear the people in the court outside, go wheezing up and down, beating their hands upon their breasts, and stamping their feet upon the pavement stones to warm them. The city clocks had only just gone three, though owing to the shortened days of winter, the sky was already beginning to turn amber and ruddy with the setting of the sun.
As was customary, the signs of winter evergreen with its pinecones and berries, the holly, ivy and mistletoe, had been hung early in honour of the blessed day and all about could be seen signs of play, glad tidings and goodwill as the light from the fading day flowed generously through the windows of neighbouring offices, as if peach cider being poured into a goblet of crystal. But Scrooge paid this little heed. His eyes, squinted from want of blinking, were, like his nose, lost in a series of open ledgers upon his desk, which he eyed with an expression of impatience and pique.
His own office possessed a small window of iron bars with small holes at the base for the changing of money, from which Scrooge might keep his eye upon the Bookkeepers as well as the Head Clerk. In the case of the former, there were 10 in total, some old, some young, some with families some without, all with their noses deep in their registries while the Clark, a young, short, willowy lad of 19 years, who sat nearby them in a dismal little cell above, a sort of tank, was copying letters. There were two coal boxes between both employer and employee.
Both were of regular size, yet both fires were so meagre, that the junior clerks, shivering with frost upon their stools, found their ink begin to ice over in their pots, their own fire being so slight that it appeared to be made of but 5 coals.
Scrooge's window gave a commanding view of the Head Clerk, who's own scuttle sat next to his desk. Scrooge and Marley regulated the usage of the coal at all times. The Clerk could not replenish it without the employers' sanction and so surely as the clerk laid hand upon the shovel, the disapproving, iron gaze of the master would instantly cause him such fear for his position as to send him dejectedly back to his books.
The opening of the door and the purl of the brass bell altered Scrooge to the return of Marley from his chore. Past the staff he strode, never giving them so much as a wish for the upcoming season. Under his arm, he carried sought after financial tabloids, obtained from his return journey, which he brought into the counting-house before roughly laying them upon the table before the younger partner.
"The Exchange is closing on the 24th early, I hear.'' This the elder said as he sat at his place at the table, facing the younger. " To "Honour the Season," or so says the Beadle.''
"Bah!" said Scrooge, "Humbug!" He said this last word with such sincerity, did Scrooge, that for a brief flash of time, one could see themselves sympathizing with such a statement.
''Eh?" came the reply. "Which Humbug per-say? The Beadle?''
''Christmas, to be sure!" Said Scrooge with slight indignance, for he had always respected the Beadle and his work with the constabulary, particularly when the lawman's great staff fell upon the unwitting heads of long-overdue debtors. "No doubt the Royal Exchange will follow suit."
"And so it must, by law." Marley reasoned. "But, if you'll forgive me for this point, I do not recall you ever using such language towards Christmas as you have with other festivals."
"I can only regret such a delay," returned the younger man, "with the deepest of remorse! I ask you this, Jacob. What good has Christmas ever done you or I? What is it but a mockery of commercial enterprise? A time for balancing your books and having every item in 'em through a round dozen of months presented dead against you? Look at the staff accounts for yourself and see how near this damned holiday has come to ruin us!"
Saying this he slid across the table the tome detailing staff payment. Marley, without hesitation, began reading the open pages. Upon doing so, his sultana skinned lips drooped, his head shook with the greatest disappointment as a few stay "Tsk tsks" exited through his teeth.
"You see now then?" sneered Scrooge bitterly through closed teeth. "This is what Christmas means to us, my friend! Our Bookkeepers, barely worth their salt, slacking, gossiping idly of personal matters whenever our backs are turned to them, rather than putting their minds to honest imperial capital! Picking our pockets every 25th of December, to top it all! How can we be taken seriously as either Moneylenders or Merchants under such circumstances, I ask you? Humbug!"
"Come now." Replied Marley, with a hint of fright, brought on by his companion's outburst. "My dear Ebenezer. Surely, you don't think I am against you on this point? The mad frivolity and foolishness of the season have always caused me some form of revulsion! The beggars, the devil take them, holding out their hats and ratting their cups, the maddening din of children singing carols at one's doorstep, without invitation to boot! Not to mention, the demand for abundant charity at our expense!"
"And so it shall be always." replied the resigned Scrooge. "'Till a new age of enlightenment dawns upon us. But, back to the matter of the dolts, if I may..."
"Yes! Of course." said Jacob, dutifully. "Perhaps then a reduction in staff, a streamlining if you will, is overdue? I suppose it is so. As you say, we have been taken advantage of." he added, taking from his own inkpot a pen of modernity and putting the bib to a blank, lined sheet. Doing so, he tapped the side of his hooked nose with the end of the stylus, his thin eyebrow arching, causing him to appear both interesting and interested all at once. "Hmm, yes. What say you then, Ebenezer? A half reduction in staff? No? Perhaps only a third reduction will be necessary?"
"99.9% reduced." corrected Scrooge coldly, in such a tone as to cause Marley's pen to fall silent. "All excused, save for one."
"Cratchit?" enquired his elder tradesman.
"Cratchit." confirmed the younger. His eyes cast a glance beyond the barred window, where the young Cratchit, Head of the Clerks, was dutifully continuing his work at a record pace, almost as if in a dream, as the bookkeepers slowly and meticulously toiled whilst speaking of the blessed day ahead. "There!" said Scrooge with hushed determination. "Out there upon that stoop sits the key to our relief! An idiot he may be, but in mind, he's as old and wise as we shall be in 10 years. You were wise, Jacob, to bring him on as you did. I see this now and I apologize for ever doubting you."
"Dear Scrooge." reassured Marley. "There was never anything to forgive. I admit I had mild doubts to start with myself. Of course, the boy could easily keep this business in continuation long after we are gone, and I have spoken to him on this subject many times, yet he possesses no desire to take our places. Curious, isn't it?"
"Yet," Scrooge quickly countered, "He's precise, quick and rarely questions. As loyal as a dog and with half the intellect. He needs no underlings and requires no other company than our own. Why, he alone could easily handle the numbers and juggle the books for many a year solitarily. Let us keep that which is needed and endeavour to do without the dead weight!" Saying this he took a pen which had, by no deliberation, been left out to dry and dunked it back into it's well with such force, that Marley was almost ceased by the urge to cup his hands around it, less it smash on impact with the nib.
"First-rate!" said he with a nod of false wisdom. "Now then, are there any other...''
But his sentence was stifled by another clink of the doorbell. This was followed by a small, meek figure of middle-age, curled, brown hair thinning on top and fattish below. So thin and ragged were his clothes, that it might have almost been appropriate to have him brought up on a charge of indecency. He was so timid and so full of stress, this tenant of one of many houses, the title deeds of which the company held so, that as he approached the front desk, the lesser clerks could only hang their heads and say a silent prayer for his divine protection.
"It's Applegate." said Scrooge with an underlying sense of abhorrence. "No doubt seeking to explain his lapse in mortgage payments and obtain another costly delay. Stay put, Jacob. I shall attend to this." The partner gave an understanding nod, as Scrooge rose from his chair slowly, but with intent. Carefully ceasing a simple, yet thick wooden cane from his stand, he opened the door, expressing to the hapless Applegate, in all subtlety, how unwell the older man was met in terms of his lack of payment upon a house he and his family claimed to so cherish.
"Please, Mr Scrooge!" begged the tenant with little hope but with quick delivery. "I know you're very angry about this and I didn't mean to fall behind in the payments. Lord knows, it bein' so close to Christmas n' all. Oh, please don't shout at me, sir!" Scrooge didn't shout. On the contrary! He spoke not a word as he began to gently lead Applegate by the scruff of his coat, away from the desk, past the two rows of clerks, past the solemn Cratchit and towards the front door. "That and, of course," continued to desperate Applegate, "Little Gwen. Her lungs aren't right. The Doctor takes his share, don't 'ee? I mean you can yell and scream and, of course, you're right, but it won't do no good! 'Cause I'm the stone you can't squeeze blood from and that's the..."
His last word, that being "Truth", was cut short as Scrooge, with a passion, deposited him outside and slammed the door in his face. And yet, this poor man, Applegate, filled as he was with Christmas Spirit, still saw it fit to thank his Landlord and Creditor for not raising his voice to him. Upon marching back towards the Counting Office, said Creditor heard the voice of Cratchit, raised in early but glad Christmas greeting towards the unfortunate debtor. "There's another fellow," muttered Scrooge; upon reentering the hole. "Our clerk, with thirteen shillings a week, a widowed mother and engaged to a girl without a Half Crown to her name, talking about a Merry Christmas. I'll retire to Bedlam."
"You are quite still sane, I think." reassured Marley, who now, perhaps from the lateness of the day was, himself, sounding quite tired of these affairs. "Now, as I was saying before we were so rudely interrupted, is there any further business I should be aware of?''
"Indeed there is then." replied Scrooge, retaking his seat. "You are aware, I hope, of the situation regarding the auctioning of the Fezziwig Savings Bank's main warehouse?"
"How could I not?" came the answer. "It seems but only yesterday that you and I left our apprenticeship there to start all of this. I was not the least bit surprised to hear of the bank's bankruptcy after Old Fezziwig's death. It was only a matter of time, given his foolish ways."
"As I well recall," said Scrooge, "It was you, Jacob, who was quick to point out how reckless Fezziwig's addiction to charity was to us in the long term."
"And rightfully so!" cried Marley with great pride. "In truth, I dare say that his soft weak brain and soft heart left more accounts overdue than paid than any other venture in the city! Ruination was a judgment upon him. I am grateful, Ebenezer, that I was able to persuade you to join me in taking our leave from his asylum of future paupers before it was too late."
"Be that as it may," Scrooge said with concern. "there currently sits in the East End a barely maintained warehouse going cheap. For the changing of money, it holds no value, but I have come into possession of a great quantity of meat from an abattoir in Essex. With the right refrigeration and storage, we can easily make it of use to us. I've prepared a bid for the Auction already, but with your wise advice in business matters, I believe we can secure the building without fail."
During the detailing of his plan, Marley remained seated. Not speaking, but silently nodding and grunting with interested affirmation, as if an emperor on his throne, hearing the light of some lesser aristocrat for he did, after all, quite value what little seniority he held over Scrooge. "I also hear," he said at length, "that you are not the only interested party determined to lay hands on the property."
Scrooge slowly gazed up at his friend with slight annoyance, as if he had been dreading this item of conversation since the occasion of the upcoming sale had been brought up. "Are you referring to the big planned by Belle Fezziwig, per-chance?" he inquired slowly.
"I do."
"What of it?" snapped Scrooge, somewhat defensively. "It matters little to me, I assure you, if you somehow believe I have any consideration left for her."
"Of course not." soothed Marley. "I mention it only that it comes to mind just now. No doubt, she intends to revive the old family ways, for women-owned businesses are, I hear, quite fashionable nowadays, provided the woman is unmarried, of course."
"She intends," barked Scrooge correctively, "to continue the self-destructive policies of her father. That which has left her without inheritance. Foolish girl! Humbug to her as well! No doubt, she sees the bank as her birthright. Regardless, she must and will be corrected!"
"And we shall be the firm hands that do so!" finished Marley with a thump to the table. "Shall we deal with both affairs tonight?"
"Here?"
"At my own chambers." Marley insisted. "As they are closer to here than your apartment and more well lit than the counting-house. I take it you have an ideal date for the booting of the excess staff?"
"The 25th of this month, as it happens." replied Scrooge with hushed finality. Then, in a grotesque bid for humour, he added. ''Owing to the season, shall we send off the severance in Christmas Cards?"
A sly and wicked grin crossed Marley's face as this was uttered. "A braver move," said he, mock poetically "was never made on such a "Holy" Season."
To this, naturally, Scrooge answered with yet another "Bah!" before following once more with "Humbug." But this he said, not only quietly so as not to be heard, but with a cold, hollow smirk. It was as if, in that instance, the Devil had taken them both in his grip, with little intention of giving either man any form of release.
Time passed on. Soon, the spirit of evening herself made her grand but silent entrance with her star drenched, glittering cloak to banish the sun entirely with gentle persuasion and so, with her arrival, came the fog. So thick it was that people ran about with flaring links, proffering their services to go before horses in carriages, and conduct them on their way. The ancient tower of a church, whose gruff old bell was always peeping slily down at the moneylenders out of a Gothic window in the wall, became invisible, and struck the hours and quarters in the clouds, with tremulous vibrations afterwards as if its teeth were chattering in its frozen head up there.
The cold became intense. In the main street, at the corner of the court, some labourers were repairing the gas-pipes, and had lighted a great fire in a brazier, round which a party of ragged men and boys were gathered: warming their hands and winking their eyes before the blaze in rapture. The water-plug being left in solitude, its overflowings sullenly congealed, and turned to misanthropic ice.
The brightness of the shops where holly sprigs and berries crackled in the lamp heat of the windows, made pale faces ruddy as they passed. Poulterers' and grocers' trades became a splendid joke: a glorious pageant, with which it was next to impossible to believe that such dull principles as bargain and sale had anything to do. The Lord Mayor, in the stronghold of the mighty Mansion House, gave orders to his fifty cooks and butlers to keep Christmas as a Lord Mayor's household should; and even the little tailor, whom he had fined five shillings on the previous Monday for being drunk and bloodthirsty in the streets, stirred up tomorrow's pudding in his garret, while his lean wife and the baby sallied out to buy the beef. All the while, Scrooge and Marley waited with patience for the hour of shutting to make itself known.
Soon enough, this hour came and upon the bitter admittance of this from their masters, the unsuspecting Bookkeepers happily relayed the proclamation to their gracious leader. Soon, all was a buzz as the grabbing of coats, hats and canes comenced in earnest, Bob Cratchit, naturally, supervised all as the employees made ready the work of closing up. Bob, seizing his own hat and coat, ever eager to return home to his widowed mother to talk of the day's events and discuss, at great length, the upcoming Christmas season with his beloved Emily, was most eager of all that the job should be done ahead of time.
"Your work this week has been somewhat exceptional, Cratchit." Scrooge said unemotionally, approaching the head clerk. "No doubt, I shall have no choice before long but to raise your salary by two shillings."
The Clerk smiled. The employer didn't.
"No doubt, your standing within the company should be raised also." added Scrooge.
"I would hope not to be promoted too soon, sir." The Clerk responded, nervously, praying he did not sound ungrateful. "I might be quick to forget where I came from. Mr. Marley has often stated..."
"Mr, Marley and I have discussed this." interrupted Scrooge with deadpan disinterest. "You shall be keeping your current employment with the firm. It's your position itself that will be raised in importance, though I cannot explain the full details to you at this time." The clerk professed that he understood that his master had his reasons for such secrecy, whatever they may be. Needless to say, he was also quick to express his gratitude afterwards, unaware of both Scrooge and Marley's true intentions in the matter. Following this exchange, the two owners left with younger trailing behind older and then, when on the wider streets, side by side, departed without so much as a "Good Night" to their faithful workers.
The office was cleared within minutes. All of the lesser clerks gladly wished their head an early Merry Christmas before going on their way to wait ever impatiently for the day to arrive. Some had still a great deal of purchases to enact for both gifts of the heart and feasts of the stomach. Others, wiser and more readily prepared than the younger and more lackadaisical of their workmates, returned home to try for eight days more to resist the temptations of gluttony for the sake of the Saviour's birthday celebrations and instead, pay more the little attentions to the families they had longed for the whole day.
Others still, on their way to either of these aforementioned tasks of the heart, found themselves gloriously tricked into being children again either by tempting ice slides, helping with the construction of snowmen, or quickly becoming unsuspecting soldiers in a battle of snowballs.
Bob Cratchit himself, did as I have described previously and at once was off like a shot to where he and his dear mother lived in their poor, but warm abode in Camden Town, where he soon made plans for his marriage to his beloved, due the upcoming Spring.
Scrooge and Marley took their usual dinner at their usual Inn, whist pouring over the Newspapers, both Financial and Informative. But Scrooge's mind or cares could not have been more removed from either his meal or the goings-on abroad, for his concentration was firmly locked upon the matter of the Fezziwig Warehouse and the Auction, among other matters.
I must, therefore, ask you to recall, if you can, that Scrooge had done all in his own power to remove the phantasm of Belle Fezziwig, his former master's eldest daughter and his former fiance from his haunted memory. This, as you may well have discerned from him and Marley's earlier discussion, had failed miserably and Scrooge was no more telling the truth to his partner when he'd stated that Belle's daily life meant nothing to him now than if he had declared that Cheese was a breed of Rhinoceros that dwelled at the Bottom of the Ocean.
In truth, it was Scrooge's desperation to escape the memory of his own regret that had been the cause of his shifted behaviour. It had all to do with a comment Belle had made regarding his past self and driven by a dangerous combination of spite and pride to separate said past self from his current state, in much the way as the great outlaws of Sherwood are reported to have been driven by both patriotism and honour to victimize the rich, he now sought to inflict the same humiliation on Belle in the name of less noble ends and intentions. What better way then, than by spiriting away Belle's birthright and make doubly sure that in the eyes of not only her but himself and all others, that he was, after all, quite the irredeemable, underhanded miser.
Undoubtedly, it was this surge of ill will that had strengthened his resolve to dismiss his bookkeepers, as while Scrooge had, in the past, been reasonably lenient and, perhaps in his own mind, Kind and even soft-hearted towards them, in spite of the cold attitude he displayed outwardly, their removal from his life would surely alienate himself further from Belle and thus, his own foolish youth. Soon, he would have security of the mind as well as from the bailiff. Yet, even now, Scrooge felt a sense of dread that perhaps, in some way, things were not to work out as he would like.
The fog of the evening was darkened more-so by the coming of night. Making their way past begger women and a group of young boys singing carols at them, the two men made their way from the tavern to Marley's dismal chambers. A lowering pile of building up a yard it was, where it had so little business to be, that one could scarcely help fancying it must have run there when it was a young house, playing at hide-and-seek with other houses, and forgotten the way out again.
Despite this, the suite was not as gloomy as one would think it to be, owing to Marley not being as unreasonably thrifty as Scrooge. So, he walked ahead, due to having the only key to both the iron gate which stood like an enormous, black sentry in defence of the dwelling and the house itself, while Scrooge, with vengeful self-reinvention still firmly on his mind, lagged behind in the courtyard.
The fog by now was so heavy, that he was forced to grope with his hands to find his way around. No easy feat to be sure, and it was certainly this that caused him to overlook a small stone in the far right-hand side of the yard, which sent him tumbling to the ground and the account books which had been holding and that held therein the rough draft of his plans for the warehouse purchase as well as the blank pages to relay the matters of termination, tumbling through the air before landing in a mound of snow.
Upon hearing his friend's cry and fall, Marley looked over with the full intention of helping Ebenezer to his feet. He quickly drew back at once though, upon seeing the near demonic anger upon Scrooge's own face that caused his triangular chin to seem like some sort of triangular dagger of skin and bone.
A lesser man might have flown into a violent rage at such an indignity, but Scrooge held strong, suppressed the passionate emotions as he squeezed his eyes tightly shut and breathed heavily through his teeth. All the while, his enraged mind thinking up newer and more callous acts on which he would perpetrate upon his customers and it was within the instance where Scrooge was about to strike a pile of snow, imagining it to be the face of Applegate, as he was never one to strike a woman, that the event occurred.
Now, it is a fact that Marley's home was located at a fair distance from the nearest railway station. This being at a time where the companies lacked the permission to penetrate through either the West End or The City itself. Locally, the nearest convenience was to be found at Euston a borough away.
It is also a fact that, even if this was not the case, no director or Cheif Engineer in existence would be so grasped by lunacy, as to have tracks placed through the streets of the city itself, let alone across a gentleman's courtyard. Let it also be borne in mind that both men were, in most cases, possessed of as much health mentally as you or I, (this I say with the hope that you are as described, as a mind is a woeful thing to lose) and then let any man explain to me, if he can, how it happened that as Scrooge was about to perform assault on the lesser elements, that suddenly and without warning, in a flash of mellow light and seemingly out of the Aether, both he and Marley heard the unmistakable sound of a train passing right by their ears!
Scrooge let out a scream, half of panic half of confusion and scrambling away from the clattering and ringing behind him, found both himself and Marley staring wide-eyed and open-mouthed in awe at, as ludicrous as it may sound, a long line of railway carriages in the street outside the yard!
To those more enthusiastic about the composition of railways and their traction than this aetherial event, I will describe, with goodwill, these coaches to the best of my ability. They were, in all appearance, of London and North Western origin. 4 wheeled and Standard. Boxy in design and cream painted above with the usual Maroon below. What so set them apart from their brothers and indeed, what made the men so fearful of them was that from their narrow windows, a dismal green light, like that from a bad lobster in a dark cellar, shone through with such intensity that the passengers within, if passengers there were, could not be seen from a distance, or up close.
Upon thinking about said occupants, Scrooge's heart quickly skipped a beat in horror. He may have grown cold to man's destitution, but he was not so cruel in conscience as to be unaffected by such a seeming disaster as this! Yet, when he came towards the train, expecting to see the houses on the right side of the street damaged or reduced to rubble, he instead discovered, to his own astonishment, that rather than having demolished the neighbourhood, the train had seemingly melded into it, as if it had been built into the street itself. Not even the dirty gravel road beneath its axels had been the least bit disturbed.
Stranger still, this train had been travelling at a pace faster than any had known to history and yet, in spite of this incredible record-breaking feat, the engine that had performed it and was so richly deserving of a royal banner from Her Majesty herself, was not to be found. Indeed, as Marley joined the trembling form of his partner at the open gate, both men looked left and right, but could see nothing but the carriages, stretching on seemingly into infinity. The men gaped at it in terror and wonder. It was as if the world has been turned on its head and all sanity had been, conceptually, abolished.
"I-it's Humbug!" stammered the unnerved Scrooge as he closed his eyes and shook his head to try and rid his vision of the apparition of the train. "I-I cannot believe it! We mustn't believe it, Marley! Do you hear me? We mustn't believe!"
"But I do..." whispered Marley fearfully shaking his head, eyes wide as if his mind was slowly unwinding into madness. "I must. You can see it also, can you not, Ebenezer? How can we doubt our senses when both faced with this?"
"Talk sense, Man!" Cried Scrooge attempting to slam shut the gate and finding, much to his chagrin and fear that by powers far beyond his own, he could not. "This is nothing more than a shared hallucination, most likely brought on by the stress of dealing with our moronic clientele! Perhaps compounded with a disorder of the stomach! This..."train" might be an undigested bit of beef, a blot of mustard, a crumb of cheese, a fragment of an underdone potato. There's more of Raisin than of Rail about this, whatever it is!"
Marley turned his head to look at Scrooge. His features now chilled, not by avarice, but by horror. He now suspected the train to be some sort of sign that they had not made it to his home alive and that this express had come to ferry them to the rings of perdition. Now, he was grasped with the fear that Scrooge's ill-timed decision to crack a joke had offended whatever force was driving it and that their serviced journey would be nearly as torturous as the destination and therefore, most likely Parliamentary.
But how much greater was his horror when, as if blasted by a sudden arctic gale, the iron gate was pushed asunder, sending the men backwards as, without the aid of any visible porter, the middle door of the middlemost carriage swung violently open! This was quickly proceeded by a small, crude block of wooden steps which, held on by latches, fell from the doorway to the street with a dull thud. Unlike the illuminations beyond the windows, the door revealed pitch darkness and nothing else.
The first and foremost instinct of both men, as it very well might have been your own, was to attempt to run from this unknown transportation to the safety of the house behind them, though Scrooge showed this less-so than his terrified partner, although his expression had now altered to one of noticeable worry. Yet, as both men stared into the mysterious light of the doorway, a crazed resolve possessed them both. It purged them of fear and of common sense, leaving behind only child-like curiosity in its wake.
With their mental barriers and will removed, the men found themselves walking, as if in a trance, out of the yard, across the street and up the wooden stairs towards the blackness of the open doorway. For a brief microcosm of a moment, there was an instance where Marley, who was in front of Scrooge and whose feet were on the top step, regained his senses and might have attempted to jump from the block and run down the street screaming into the mist, had it not been that in that instance, the pure darkness within the corridor was rapidly replaced, in all sides but the centre, by a vortex of pure light that, as if the horn of Gabriel sent to call the faithful and unfaithful up to the final judgement, transcended the boundaries of its domain, leapt upon he who stood with the ferocity of a snake and, with a sharp squeal, dragged him by hideous vacuum into the recesses of the coach!
At last, Scrooge's outward courage fell away upon witnessing this nightmarish sight! He screamed out Marley's name in fear and despair and with tears forming in his eyes, he attempted to turn and flee from the railless abomination. All too soon, he found it impossible to do so, as the vortex dragged him, stumbling, up the stairs and through the doorway. In desperation, Scrooge grabbed with his right hand the edge of the door while his left shot towards the handle of its neighbour!
There he was, trapped in the iron grip of a force unknown to man, with the familiar world he had so taken for granted out of reach! I cannot begin to tell you what jumbled, bizarre thoughts of confusion went through Scrooge's mind, for in the space of only three seconds, his grip gave way and with a terrifying scream of pure, primal fear, uttered only by the shaking sinner upon his death-bed, Ebenezer Scrooge found himself hurtling through light for but a brief moment, before, in the next, all fell once more to darkness!
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